PFBN (Pacific Alliance Bank CA) Asset Turnover: 0.03 (As of Dec. 2025)

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PFBN Pacific Alliance Bank CA PFBN
53 GF Score
Price $9.27
GF Value $8.53
Valuation Fairly Valued
! 1 Warning Sign
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What is Pacific Alliance Bank CA Asset Turnover?

Pacific Alliance Bank CA PFBN 53 Asset Turnover is 0.03 as of Dec. 2025. GuruFocus rates PFBN with a GF Score™ of 53/100 and a GF Value™ of $8.53 (Fairly Valued). The stock has 1 warning sign investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Pacific Alliance Bank CA's Revenue for the six months ended in Dec. 2025 was $12.44 Mil. Pacific Alliance Bank CA's Total Assets for the quarter that ended in Dec. 2025 was $425.59 Mil. Therefore, Pacific Alliance Bank CA's Asset Turnover for the quarter that ended in Dec. 2025 was 0.03.

Asset Turnover is linked to ROE % through Du Pont Formula. Pacific Alliance Bank CA's annualized ROE % for the quarter that ended in Dec. 2025 was 8.36%. It is also linked to ROA % through Du Pont Formula. Pacific Alliance Bank CA's annualized ROA % for the quarter that ended in Dec. 2025 was 1.08%.


Pacific Alliance Bank CA  (OTCPK:PFBN) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Pacific Alliance Bank CA's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=4.59/54.8915
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(4.59 / 24.876)*(24.876 / 425.593)*(425.593/ 54.8915)
=Net Margin %*Asset Turnover*Equity Multiplier
=18.45 %*0.0585*7.7533
=ROA %*Equity Multiplier
=1.08 %*7.7533
=8.36 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Pacific Alliance Bank CA's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=4.59/425.593
=(Net Income / Revenue)*(Revenue / Total Assets)
=(4.59 / 24.876)*(24.876 / 425.593)
=Net Margin %*Asset Turnover
=18.45 %*0.0585
=1.08 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Pacific Alliance Bank CA Asset Turnover Related Terms


Pacific Alliance Bank CA Asset Turnover Historical Data

* Premium members only.

The historical data trend for Pacific Alliance Bank CA's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Alliance Bank CA Asset Turnover Chart

Pacific Alliance Bank CA Annual Data
Trend Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only 0.04 0.04 0.03 0.03 0.03

Pacific Alliance Bank CA Semi-Annual Data
Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only 0.04 0.04 0.03 0.03 0.03

PFBN vs VWFB, ECLP, APLO: Asset Turnover Comparison

For the Banks - Regional subindustry, Pacific Alliance Bank CA's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Alliance Bank CA Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Pacific Alliance Bank CA's Asset Turnover falls into.


PFBN
53GF Score
Pacific Alliance Bank CA PFBN
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Pacific Alliance Bank CA Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Pacific Alliance Bank CA's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=12.438/( (411.064+440.122)/ 2 )
=12.438/425.593
=0.03

Pacific Alliance Bank CA's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=12.438/( (411.064+440.122)/ 2 )
=12.438/425.593
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.03 mean?
Pacific Alliance Bank CA (PFBN) has a Asset Turnover of 0.03 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Pacific Alliance Bank CA and its competitors.
Is Pacific Alliance Bank CA's Asset Turnover too high?
Pacific Alliance Bank CA's current Asset Turnover is 0.03. Overall, Pacific Alliance Bank CA has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's Asset Turnover compare to VWFB and ECLP?
Pacific Alliance Bank CA's Asset Turnover of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Pacific Alliance Bank CA and its competitors. Pacific Alliance Bank CA's current Asset Turnover is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Fairly Valued. The stock's GF Value™ is $8.53, compared to a current price of $9.27 — trading 8.7% above its estimated fair value. The current Asset Turnover is 0.03. Pacific Alliance Bank CA's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current Asset Turnover is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued. The current stock price of $9.27 is trading 8.7% above its estimated GF Value™ of $8.53. GuruFocus considers Pacific Alliance Bank CA to be Fairly Valued.

Key valuation signals for PFBN:

  • Asset Turnover: 0.03
  • GF Value™: $8.53 vs. price of $9.27 (8.7% above fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Alliance Bank CA Business Description

Address 641 West Las Tunas Drive, San Gabriel, CA, USA, 91776
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
53GF Score

Get the complete analysis for PFBN

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.27
Price
$8.53
GF Value