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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Pacific Alliance Bank CA's Dividend Payout Ratio for the
months ended in Sep. 2024 was 0.00.
The historical rank and industry rank for Pacific Alliance Bank CA's Dividend Payout Ratio or its related term are showing as below:
PFBN'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.06 Med: 0.09 Max: 0.23
Current: 0.08
During the past 7 years, the highest Dividend Payout Ratio of Pacific Alliance Bank CA was 0.23. The lowest was 0.06. And the median was 0.09.
PFBN's Dividend Payout Ratio is ranked better than 95.87% of 1162
companies
in the Banks industry
Industry Median: 0.32
vs PFBN: 0.08
During the past 7 years, the highest Trailing Annual Dividend Yield of Pacific Alliance Bank CA was 1.64%. The lowest was 0.83%. And the median was 1.16%.
Pacific Alliance Bank CA (OTCPK:PFBN) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Pacific Alliance Bank CA Dividend Payout Ratio Related Terms
Pacific Alliance Bank CA Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Pacific Alliance Bank CA's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Alliance Bank CA Dividend Payout Ratio Chart
PFBN vs ELMA, CDAB, HRBK: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Pacific Alliance Bank CA's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Alliance Bank CA Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Pacific Alliance Bank CA's Dividend Payout Ratio falls into.
Pacific Alliance Bank CA Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Pacific Alliance Bank CA's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Alliance Bank CA (PFBN) has a Dividend Payout Ratio of 0.00 as of Sep. 2024. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Pacific Alliance Bank CA and its competitors. Over the past decade, Pacific Alliance Bank CA's Dividend Payout Ratio has ranged from 0.06 to 0.23. According to the industry distribution chart, Pacific Alliance Bank CA ranks #48 out of 1162 companies in the Banks industry, placing it in the top 4.1%.
Is Pacific Alliance Bank CA's Dividend Payout Ratio too high?
Pacific Alliance Bank CA's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.23. Based on the distribution chart, Pacific Alliance Bank CA ranks #48 out of 1162 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Alliance Bank CA has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's Dividend Payout Ratio compare to ELMA and CDAB?
According to the Banks industry distribution chart, Pacific Alliance Bank CA ranks #48 out of 1162 companies for Dividend Payout Ratio. This places Pacific Alliance Bank CA in the top 4% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, Pacific Alliance Bank CA's own Dividend Payout Ratio has ranged from 0.06 to 0.23 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,162 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Pacific Alliance Bank CA and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Alliance Bank CA's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.49, compared to a current price of $11.98 — trading 41.1% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Pacific Alliance Bank CA's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current Dividend Payout Ratio is 0.00 as of Sep. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued.
The current stock price of $11.98 is trading 41.1% above its estimated GF Value™ of $8.49.
GuruFocus considers Pacific Alliance Bank CA to be Significantly Overvalued.
Key valuation signals for PFBN:
Dividend Payout Ratio: 0.00
GF Value™: $8.49 vs. price of $11.98 (41.1% above fair value)
No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
49GF Score
Get the complete analysis for PFBN
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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