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Pacific Alliance Bank CAPFBN 53 PEG Ratio is 1.38 as of Aug. 02, 2026, which is 100% above its 10-year median of 0.69. GuruFocus rates PFBN with a GF Score™ of 53/100 and a GF Value™ of $8.53 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,231 Banks companies, Pacific Alliance Bank CA ranks better than 54.35% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Pacific Alliance Bank CA's PEG Ratio or its related term are showing as below:
PFBN'
s PEG Ratio Range Over the Past 10 Years
Min: 0.42 Med: 0.69 Max: 3.59
Current: 1.38
During the past 9 years, Pacific Alliance Bank CA's highest PEG Ratio was 3.59. The lowest was 0.42. And the median was 0.69.
PFBN's PEG Ratio is ranked better than 54.35% of 1231
companies
in the Banks industry
Industry Median: 1.56
vs PFBN: 1.38
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Pacific Alliance Bank CA (OTCPK:PFBN) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Pacific Alliance Bank CA PEG Ratio Related Terms
Pacific Alliance Bank CA PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pacific Alliance Bank CA's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Alliance Bank CA PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Pacific Alliance Bank CA's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Pacific Alliance Bank CA (PFBN) has a PEG Ratio of 1.38 as of Aug. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Pacific Alliance Bank CA and its competitors. This is 100% above median its historical median of 0.69. Over the past decade, Pacific Alliance Bank CA's PEG Ratio has ranged from 0.42 to 3.59. According to the industry distribution chart, Pacific Alliance Bank CA ranks #562 out of 1231 companies in the Banks industry, placing it in the top 45.7%.
Is Pacific Alliance Bank CA's PEG Ratio too high?
Pacific Alliance Bank CA's current PEG Ratio of 1.38 is 100% above median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 3.59. The Banks industry median PEG Ratio is 1.56. Pacific Alliance Bank CA's value of 1.38 is 11.5% below this industry median. Based on the distribution chart, Pacific Alliance Bank CA ranks #562 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Pacific Alliance Bank CA has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's PEG Ratio compare to VWFB and ECLP?
According to the Banks industry distribution chart, Pacific Alliance Bank CA ranks #562 out of 1231 companies for PEG Ratio. This puts Pacific Alliance Bank CA in the upper half of its industry. The industry median PEG Ratio is 1.56. Pacific Alliance Bank CA's value of 1.38 is 11.5% below this benchmark. Historically, Pacific Alliance Bank CA's own PEG Ratio has ranged from 0.42 to 3.59 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 1.56, Pacific Alliance Bank CA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Alliance Bank CA's current PEG Ratio of 1.38 is 11.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Pacific Alliance Bank CA and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Alliance Bank CA's current PEG Ratio is 1.38, which is 100% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Fairly Valued. The stock's GF Value™ is $8.53, compared to a current price of $9.27 — trading 8.7% above its estimated fair value. The current PEG Ratio is 1.38, which is 100% above median its 10-year median of 0.69 and 11.5% below the Banks industry median of 1.56. Pacific Alliance Bank CA's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current PEG Ratio is 1.38 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued.
The current stock price of $9.27 is trading 8.7% above its estimated GF Value™ of $8.53.
GuruFocus considers Pacific Alliance Bank CA to be Fairly Valued.
Key valuation signals for PFBN:
PEG Ratio: 1.38 (100% above median its 10-year median of 0.69)
GF Value™: $8.53 vs. price of $9.27 (8.7% above fair value)
Industry Position: 11.5% below the Banks median (#562 of 1231)
No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
53GF Score
Get the complete analysis for PFBN
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