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Pacific Alliance Bank CAPFBN 53 PB Ratio is 0.53 as of Aug. 03, 2026, which is 5% below its 10-year median of 0.56. GuruFocus rates PFBN with a GF Score™ of 53/100 and a GF Value™ of $8.53 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,515 Banks companies, Pacific Alliance Bank CA ranks better than 87.52% on this metric.
Pacific Alliance Bank CA stock PB Ratio (=0.51) is close to 10-year low of 0.46.
The historical rank and industry rank for Pacific Alliance Bank CA's PB Ratio or its related term are showing as below:
PFBN'
s PB Ratio Range Over the Past 10 Years
Min: 0.46 Med: 0.56 Max: 0.86
Current: 0.53
During the past 9 years, Pacific Alliance Bank CA's highest PB Ratio was 0.86. The lowest was 0.46. And the median was 0.56.
PFBN's PB Ratio is ranked better than 87.52% of 1515
companies
in the Banks industry
Industry Median: 1.11
vs PFBN: 0.53
During the past 12 months, Pacific Alliance Bank CA's average Book Value Per Share Growth Rate was 5.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.50% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Pacific Alliance Bank CA was 19.00% per year. The lowest was 4.70% per year. And the median was 7.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pacific Alliance Bank CA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Alliance Bank CA PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's PB Ratio distribution charts can be found below:
* The bar in red indicates where Pacific Alliance Bank CA's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Pacific Alliance Bank CA (PFBN) has a PB Ratio of 0.53 as of Aug. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pacific Alliance Bank CA and its competitors. This is near median its historical median of 0.56. Over the past decade, Pacific Alliance Bank CA's PB Ratio has ranged from 0.46 to 0.86. According to the industry distribution chart, Pacific Alliance Bank CA ranks #189 out of 1515 companies in the Banks industry, placing it in the top 12.5%.
Is Pacific Alliance Bank CA's PB Ratio too high?
Pacific Alliance Bank CA's current PB Ratio of 0.53 is near median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 0.86. The Banks industry median PB Ratio is 1.11. Pacific Alliance Bank CA's value of 0.53 is 52.3% below this industry median. Based on the distribution chart, Pacific Alliance Bank CA ranks #189 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Alliance Bank CA has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's PB Ratio compare to VWFB and ECLP?
According to the Banks industry distribution chart, Pacific Alliance Bank CA ranks #189 out of 1515 companies for PB Ratio. This places Pacific Alliance Bank CA in the top 13% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Pacific Alliance Bank CA's value of 0.53 is 52.3% below this benchmark. Historically, Pacific Alliance Bank CA's own PB Ratio has ranged from 0.46 to 0.86 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.11, Pacific Alliance Bank CA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Alliance Bank CA's current PB Ratio of 0.53 is 52.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pacific Alliance Bank CA and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Alliance Bank CA's current PB Ratio is 0.53, which is near median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Fairly Valued. The stock's GF Value™ is $8.53, compared to a current price of $9.27 — trading 8.7% above its estimated fair value. The current PB Ratio is 0.53, which is near median its 10-year median of 0.56 and 52.3% below the Banks industry median of 1.11. Pacific Alliance Bank CA's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current PB Ratio is 0.53 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued.
The current stock price of $9.27 is trading 8.7% above its estimated GF Value™ of $8.53.
GuruFocus considers Pacific Alliance Bank CA to be Fairly Valued.
Key valuation signals for PFBN:
PB Ratio: 0.53 (near median its 10-year median of 0.56)
GF Value™: $8.53 vs. price of $9.27 (8.7% above fair value)
Industry Position: 52.3% below the Banks median (#189 of 1515)
No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
53GF Score
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