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Pacific Alliance Bank CAPFBN 53 Median PS Value is $10.95 as of Aug. 02, 2026, which is 4280% above its 10-year median of 0.25. GuruFocus rates PFBN with a GF Score™ of 53/100 and a GF Value™ of $8.53 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,049 Banks companies, Pacific Alliance Bank CA ranks better than 80.17% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Pacific Alliance Bank CA (OTCPK:PFBN) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Pacific Alliance Bank CA's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
9.2739
/
10.95
=
0.85
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Alliance Bank CA Median PS Value Related Terms
Pacific Alliance Bank CA Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PFBN vs VWFB, ECLP, APLO: Median PS Value Comparison
For the Banks - Regional subindustry, Pacific Alliance Bank CA's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Alliance Bank CA Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Pacific Alliance Bank CA's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.8442.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Pacific Alliance Bank CA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $3.85.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Alliance Bank CA (PFBN) has a Median PS Value of $10.95 as of Aug. 02, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pacific Alliance Bank CA and its competitors. This is 4280% above median its historical median of 0.25. Over the past decade, Pacific Alliance Bank CA's Median PS Value has ranged from 0.21 to 0.85. According to the industry distribution chart, Pacific Alliance Bank CA ranks #208 out of 1049 companies in the Banks industry, placing it in the top 19.8%.
Is Pacific Alliance Bank CA's Median PS Value too high?
Pacific Alliance Bank CA's current Median PS Value of $10.95 is 4280% above median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.85. The Banks industry median Median PS Value is 1.13. Pacific Alliance Bank CA's value of $10.95 is 869% above this industry median. Based on the distribution chart, Pacific Alliance Bank CA ranks #208 out of 1049 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Alliance Bank CA has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's Median PS Value compare to VWFB and ECLP?
According to the Banks industry distribution chart, Pacific Alliance Bank CA ranks #208 out of 1049 companies for Median PS Value. This places Pacific Alliance Bank CA in the top 20% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.13. Pacific Alliance Bank CA's value of $10.95 is 869% above this benchmark. Historically, Pacific Alliance Bank CA's own Median PS Value has ranged from 0.21 to 0.85 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 1.13, Pacific Alliance Bank CA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,049 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Alliance Bank CA's current Median PS Value of $10.95 is 869% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pacific Alliance Bank CA and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Alliance Bank CA's current Median PS Value is $10.95, which is 4280% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Fairly Valued. The stock's GF Value™ is $8.53, compared to a current price of $9.27 — trading 8.7% above its estimated fair value. The current Median PS Value is $10.95, which is 4280% above median its 10-year median of 0.25 and 869% above the Banks industry median of 1.13. Pacific Alliance Bank CA's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current Median PS Value is $10.95 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued.
The current stock price of $9.27 is trading 8.7% above its estimated GF Value™ of $8.53.
GuruFocus considers Pacific Alliance Bank CA to be Fairly Valued.
Key valuation signals for PFBN:
Median PS Value: $10.95 (4280% above median its 10-year median of 0.25)
GF Value™: $8.53 vs. price of $9.27 (8.7% above fair value)
Industry Position: 869% above the Banks median (#208 of 1049)
No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
53GF Score
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