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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Pacific Alliance Bank CA (OTCPK:PFBN) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Pacific Alliance Bank CA's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
11.98
/
10.95
=
1.09
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Alliance Bank CA Median PS Value Related Terms
Pacific Alliance Bank CA Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PFBN vs ELMA, CDAB, HRBK: Median PS Value Comparison
For the Banks - Regional subindustry, Pacific Alliance Bank CA's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Alliance Bank CA Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Pacific Alliance Bank CA's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.8442.
Pacific Alliance Bank CA's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.85.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Alliance Bank CA (PFBN) has a Median PS Value of $10.95 as of Sep. 17, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pacific Alliance Bank CA and its competitors. According to the industry distribution chart, Pacific Alliance Bank CA ranks #516 out of 1066 companies in the Banks industry, placing it in the top 48.4%.
Is Pacific Alliance Bank CA's Median PS Value too high?
Pacific Alliance Bank CA's current Median PS Value is $10.95. The Banks industry median Median PS Value is 1.10. Pacific Alliance Bank CA's value of $10.95 is 895.5% above this industry median. Based on the distribution chart, Pacific Alliance Bank CA ranks #516 out of 1066 companies in the Banks industry, which is above the industry midpoint. Overall, Pacific Alliance Bank CA has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's Median PS Value compare to ELMA and CDAB?
According to the Banks industry distribution chart, Pacific Alliance Bank CA ranks #516 out of 1066 companies for Median PS Value. This puts Pacific Alliance Bank CA in the upper half of its industry. The industry median Median PS Value is 1.10. Pacific Alliance Bank CA's value of $10.95 is 895.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Alliance Bank CA's current Median PS Value of $10.95 is 895.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pacific Alliance Bank CA and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Alliance Bank CA's current Median PS Value is $10.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.49, compared to a current price of $11.98 — trading 41.1% above its estimated fair value. The current Median PS Value is $10.95 and 895.5% above the Banks industry median of 1.10. Pacific Alliance Bank CA's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current Median PS Value is $10.95 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued.
The current stock price of $11.98 is trading 41.1% above its estimated GF Value™ of $8.49.
GuruFocus considers Pacific Alliance Bank CA to be Significantly Overvalued.
Key valuation signals for PFBN:
Median PS Value: $10.95
GF Value™: $8.49 vs. price of $11.98 (41.1% above fair value)
Industry Position: 895.5% above the Banks median (#516 of 1066)
No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
49GF Score
Get the complete analysis for PFBN
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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