PFBN (Pacific Alliance Bank CA) EPS (Diluted): $0.71 (TTM As of Dec. 2025)

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PFBN Pacific Alliance Bank CA PFBN
53 GF Score
Price $9.27
GF Value $8.53
Valuation Fairly Valued
! 1 Warning Sign
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What is Pacific Alliance Bank CA EPS (Diluted)?

Pacific Alliance Bank CA PFBN 53 EPS (Diluted) is $0.71 as of Dec. 2025. GuruFocus rates PFBN with a GF Score™ of 53/100 and a GF Value™ of $8.53 (Fairly Valued). The stock has 1 warning sign investors should review.

Pacific Alliance Bank CA's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $0.71. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.71.

Pacific Alliance Bank CA's EPS (Basic) for the six months ended in Dec. 2025 was $0.71. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.71.

Pacific Alliance Bank CA's EPS without NRI for the six months ended in Dec. 2025 was $1.23. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $1.23.

During the past 12 months, Pacific Alliance Bank CA's average EPS without NRIGrowth Rate was 178.40% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -8.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was -4.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 9 years, Pacific Alliance Bank CA's highest 3-Year average EPS without NRI Growth Rate was 30.20% per year. The lowest was -34.00% per year. And the median was 3.40% per year.


Pacific Alliance Bank CA  (OTCPK:PFBN) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Pacific Alliance Bank CA EPS (Diluted) Related Terms


Pacific Alliance Bank CA EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Pacific Alliance Bank CA's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Alliance Bank CA EPS (Diluted) Chart

Pacific Alliance Bank CA Annual Data
Trend Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only 1.53 1.61 1.11 0.44 0.71

Pacific Alliance Bank CA Semi-Annual Data
Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only 1.53 1.61 1.11 0.44 0.71

PFBN vs VWFB, ECLP, APLO: EPS (Diluted) Comparison

For the Banks - Regional subindustry, Pacific Alliance Bank CA's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Alliance Bank CA PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's PE Ratio distribution charts can be found below:

* The bar in red indicates where Pacific Alliance Bank CA's PE Ratio falls into.


PFBN
53GF Score
Pacific Alliance Bank CA PFBN
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Pacific Alliance Bank CA EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Pacific Alliance Bank CA's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(2.295-0)/3.231
=0.71

Pacific Alliance Bank CA's Diluted EPS for the quarter that ended in Dec. 2025 is calculated as

Diluted EPS (Q: Dec. 2025 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(2.295-0)/3.231
=0.71

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of $0.71 mean?
Pacific Alliance Bank CA (PFBN) has a EPS (Diluted) of $0.71 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Pacific Alliance Bank CA and its competitors.
Is Pacific Alliance Bank CA's EPS (Diluted) too high?
Pacific Alliance Bank CA's current EPS (Diluted) is $0.71. Overall, Pacific Alliance Bank CA has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's EPS (Diluted) compare to VWFB and ECLP?
Pacific Alliance Bank CA's EPS (Diluted) of $0.71 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Pacific Alliance Bank CA and its competitors. Pacific Alliance Bank CA's current EPS (Diluted) is $0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Fairly Valued. The stock's GF Value™ is $8.53, compared to a current price of $9.27 — trading 8.7% above its estimated fair value. The current EPS (Diluted) is $0.71. Pacific Alliance Bank CA's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current EPS (Diluted) is $0.71 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued. The current stock price of $9.27 is trading 8.7% above its estimated GF Value™ of $8.53. GuruFocus considers Pacific Alliance Bank CA to be Fairly Valued.

Key valuation signals for PFBN:

  • EPS (Diluted): $0.71
  • GF Value™: $8.53 vs. price of $9.27 (8.7% above fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Alliance Bank CA Business Description

Address 641 West Las Tunas Drive, San Gabriel, CA, USA, 91776
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
53GF Score

Get the complete analysis for PFBN

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.27
Price
$8.53
GF Value