PFBN (Pacific Alliance Bank Ca) Cash-to-Debt : 1.28 (As of Dec. 2023)

View and export this data going back to 2007. Start your Free Trial

What is Pacific Alliance Bank Ca Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Pacific Alliance Bank Ca's cash to debt ratio for the quarter that ended in Dec. 2023 was 1.28.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Pacific Alliance Bank Ca could pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Pacific Alliance Bank Ca's Cash-to-Debt or its related term are showing as below:

PFBN' s Cash-to-Debt Range Over the Past 10 Years
Min: 1.28 Med: 4.37 Max: No Debt
Current: 1.28

During the past 7 years, Pacific Alliance Bank Ca's highest Cash to Debt Ratio was No Debt. The lowest was 1.28. And the median was 4.37.

PFBN's Cash-to-Debt is ranked worse than
51.03% of 1509 companies
in the Banks industry
Industry Median: 1.36 vs PFBN: 1.28

Pacific Alliance Bank Ca Cash-to-Debt Historical Data

The historical data trend for Pacific Alliance Bank Ca's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Pacific Alliance Bank Ca Cash-to-Debt Chart

Pacific Alliance Bank Ca Annual Data

Trend

Dec06

Dec07

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

Get a 7-Day Free Trial

No Debt

4.37

4.62

1.37

1.28

Pacific Alliance Bank Ca Semi-Annual Data
	Dec06	Dec07	Dec19	Dec20	Dec21	Dec22	Dec23
Cash-to-Debt	Get a 7-Day Free Trial			No Debt	4.37	4.62	1.37	1.28

Competitive Comparison of Pacific Alliance Bank Ca's Cash-to-Debt

For the Banks - Regional subindustry, Pacific Alliance Bank Ca's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pacific Alliance Bank Ca's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pacific Alliance Bank Ca's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Pacific Alliance Bank Ca's Cash-to-Debt falls into.

Save Embed

;

Save Embed

;

Pacific Alliance Bank Ca Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Pacific Alliance Bank Ca's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	44.859	/	(0	+	35)
	=	1.28

Pacific Alliance Bank Ca's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	44.859	/	(0	+	35)
	=	1.28

Pacific Alliance Bank Ca (OTCPK:PFBN) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Pacific Alliance Bank Ca Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Pacific Alliance Bank Ca's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Pacific Alliance Bank Ca Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Pacific Alliance Bank Ca (OTCPK:PFBN) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

641 W. Las Tunas Dr., San Gabriel, CA, USA, 91776

Website

https://www.pacificalliancebank.com

Pacific Alliance Bank Ca is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general.