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Pacific Alliance Bank CAPFBN 49 Return-on-Tangible-Equity is 0.00% as of Sep. 2024. GuruFocus rates PFBN with a GF Score™ of 49/100 and a GF Value™ of $8.49 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,515 Banks companies, Pacific Alliance Bank CA ranks worse than 86.2% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Pacific Alliance Bank CA's annualized net income for the quarter that ended in Sep. 2024 was $0.00 Mil. Pacific Alliance Bank CA's average shareholder tangible equity for the quarter that ended in Sep. 2024 was $0.00 Mil. Therefore, Pacific Alliance Bank CA's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2024 was N/A%.
The historical rank and industry rank for Pacific Alliance Bank CA's Return-on-Tangible-Equity or its related term are showing as below:
PFBN'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -16.03 Med: 5.65 Max: 11.14
Current: 4.18
During the past 7 years, Pacific Alliance Bank CA's highest Return-on-Tangible-Equity was 11.14%. The lowest was -16.03%. And the median was 5.65%.
PFBN's Return-on-Tangible-Equity is ranked worse than 86.2% of 1515
companies
in the Banks industry
Industry Median: 11.44
vs PFBN: 4.18
Pacific Alliance Bank CA (OTCPK:PFBN) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Pacific Alliance Bank CA Return-on-Tangible-Equity Related Terms
Pacific Alliance Bank CA Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Pacific Alliance Bank CA's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Alliance Bank CA Return-on-Tangible-Equity Chart
PFBN vs ELMA, CDAB, HRBK: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Pacific Alliance Bank CA's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Alliance Bank CA Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Pacific Alliance Bank CA's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Sep. 2024) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.00% mean?
Pacific Alliance Bank CA (PFBN) has a Return-on-Tangible-Equity of 0.00% as of Sep. 2024. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pacific Alliance Bank CA and its competitors. According to the industry distribution chart, Pacific Alliance Bank CA ranks #1306 out of 1515 companies in the Banks industry, placing it in the top 86.2%.
Is Pacific Alliance Bank CA's Return-on-Tangible-Equity too high?
Pacific Alliance Bank CA's current Return-on-Tangible-Equity is 0.00%. Based on the distribution chart, Pacific Alliance Bank CA ranks #1306 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pacific Alliance Bank CA has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's Return-on-Tangible-Equity compare to ELMA and CDAB?
According to the Banks industry distribution chart, Pacific Alliance Bank CA ranks #1306 out of 1515 companies for Return-on-Tangible-Equity. This places Pacific Alliance Bank CA in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.44, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pacific Alliance Bank CA and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Alliance Bank CA's current Return-on-Tangible-Equity is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.49, compared to a current price of $11.98 — trading 41.1% above its estimated fair value. The current Return-on-Tangible-Equity is 0.00%. Pacific Alliance Bank CA's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current Return-on-Tangible-Equity is 0.00% as of Sep. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued.
The current stock price of $11.98 is trading 41.1% above its estimated GF Value™ of $8.49.
GuruFocus considers Pacific Alliance Bank CA to be Significantly Overvalued.
Key valuation signals for PFBN:
Return-on-Tangible-Equity: 0.00%
GF Value™: $8.49 vs. price of $11.98 (41.1% above fair value)
No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
49GF Score
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