PFBN (Pacific Alliance Bank CA) 1-Year Sharpe Ratio: 0.07 (As of Sep. 06, 2026)

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PFBN Pacific Alliance Bank CA PFBN
54 GF Score
Price $10.00
GF Value $8.50
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pacific Alliance Bank CA 1-Year Sharpe Ratio?

Pacific Alliance Bank CA PFBN 54 1-Year Sharpe Ratio is 0.07 as of Sep. 06, 2026. GuruFocus rates PFBN with a GF Score™ of 54/100 and a GF Value™ of $8.50 (Modestly Overvalued). The stock has 4 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-06), Pacific Alliance Bank CA's 1-Year Sharpe Ratio is 0.07.

Pacific Alliance Bank CA  (OTCPK:PFBN) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Pacific Alliance Bank CA 1-Year Sharpe Ratio Related Terms

PFBN vs ELMA, CDAB, HRBK: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Pacific Alliance Bank CA's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pacific Alliance Bank CA 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Pacific Alliance Bank CA's 1-Year Sharpe Ratio falls into.


PFBN
54GF Score
Pacific Alliance Bank CA PFBN
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Pacific Alliance Bank CA 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.07 mean?
Pacific Alliance Bank CA (PFBN) has a 1-Year Sharpe Ratio of 0.07 as of Sep. 06, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Pacific Alliance Bank CA and its competitors.
Is Pacific Alliance Bank CA's 1-Year Sharpe Ratio too high?
Pacific Alliance Bank CA's current 1-Year Sharpe Ratio is 0.07. Overall, Pacific Alliance Bank CA has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's 1-Year Sharpe Ratio compare to ELMA and CDAB?
Pacific Alliance Bank CA's 1-Year Sharpe Ratio of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Pacific Alliance Bank CA and its competitors. Pacific Alliance Bank CA's current 1-Year Sharpe Ratio is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $8.50, compared to a current price of $10.00 — trading 17.6% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.07. Pacific Alliance Bank CA's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current 1-Year Sharpe Ratio is 0.07 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued. The current stock price of $10.00 is trading 17.6% above its estimated GF Value™ of $8.50. GuruFocus considers Pacific Alliance Bank CA to be Modestly Overvalued.

Key valuation signals for PFBN:

  • 1-Year Sharpe Ratio: 0.07
  • GF Value™: $8.50 vs. price of $10.00 (17.6% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pacific Alliance Bank CA Business Description

Address 641 West Las Tunas Drive, San Gabriel, CA, USA, 91776
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
54GF Score

Get the complete analysis for PFBN

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.00
Price
$8.50
GF Value