SLM (SLM) Net Loan: $20,123 Mil (As of Mar. 2026)


SLM SLM Corp SLM
77 GF Score
Price $24.95
GF Value $23.56
Valuation Fairly Valued
! 2 Warning Signs
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What is SLM Net Loan?

SLM SLM +0.91% 77 Net Loan is $20,123 Mil as of Mar. 2026. GuruFocus rates SLM with a GF Score™ of 77/100 and a GF Value™ of $23.56 (Fairly Valued). The stock has 2 warning signs investors should review.

SLM's quarterly net loan declined from Sep. 2025 ($21,615 Mil) to Dec. 2025 ($21,265 Mil) and declined from Dec. 2025 ($21,265 Mil) to Mar. 2026 ($20,123 Mil).

SLM's annual net loan increased from Dec. 2023 ($20,306 Mil) to Dec. 2024 ($21,265 Mil) and increased from Dec. 2024 ($21,265 Mil) to Dec. 2025 ($20,123 Mil).

SLM Net Loan Historical Data

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The historical data trend for SLM's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SLM Net Loan Chart

SLM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20,341.28 19,656.32 20,306.36 20,902.16 21,265.38

SLM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21,091.20 21,160.33 21,615.07 21,265.38 20,122.78
SLM
77GF Score
SLM Corp SLM
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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SLM Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $20,123 Mil mean?
SLM (SLM) has a Net Loan of $20,123 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on SLM and its competitors.
Is SLM's Net Loan too high?
SLM's current Net Loan is $20,123 Mil. Overall, SLM has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SLM's Net Loan compare to NNI and BFH?
SLM's Net Loan of $20,123 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Credit Services company?
A good Net Loan depends on the Credit Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on SLM and its competitors. SLM's current Net Loan is $20,123 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLM stock overvalued right now?
Based on GuruFocus' analysis, SLM (SLM) is currently considered Fairly Valued. The stock's GF Value™ is $23.56, compared to a current price of $24.95 — trading 5.9% above its estimated fair value. The current Net Loan is $20,123 Mil. SLM's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For SLM (SLM), the current Net Loan is $20,123 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SLM (SLM) Overvalued in 2026?

Based on GuruFocus' analysis, SLM stock appears to be overvalued. The current stock price of $24.95 is trading 5.9% above its estimated GF Value™ of $23.56. GuruFocus considers SLM to be Fairly Valued.

Key valuation signals for SLM:

  • Net Loan: $20,123 Mil
  • GF Value™: $23.56 vs. price of $24.95 (5.9% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the SLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SLM Business Description

Other Exchanges SLMBP.PFD:USASM1:Germany
Address 300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
77GF Score

Get the complete analysis for SLM

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.95
Price
$23.56
GF Value