SLM (SLM) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 24, 2026)


SLM SLM Corp SLM
78 GF Score
Price $23.84
GF Value $23.95
Valuation Fairly Valued
! 2 Warning Signs
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What is SLM Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), SLM's Predictability Rank is 5-Stars. SLM's intrinsic value calculated from the Discounted FCF model is $112.81 and current share price is $23.84. Consequently,

SLM's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.


SLM vs ENVA, SEZL, NNI: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, SLM's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SLM Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SLM's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where SLM's Margin of Safety % (DCF FCF Based) falls into.


SLM
78GF Score
SLM Corp SLM
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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SLM Margin of Safety % (DCF FCF Based) Calculation

SLM's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-18.28-23.84)/-18.28
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is SLM (SLM) Overvalued in 2026?

Based on GuruFocus' analysis, SLM stock appears to be undervalued. The current stock price of $23.84 is trading 0.5% below its estimated GF Value™ of $23.95. GuruFocus considers SLM to be Fairly Valued.

Key valuation signals for SLM:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $23.95 vs. price of $23.84 (0.5% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the SLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SLM Business Description

Other Exchanges SLMBP.PFD:USASM1:Germany
Address 300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
78GF Score

Get the complete analysis for SLM

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.84
Price
$23.95
GF Value