SLM (SLM) Interest Expense: $-1,118 Mil (TTM As of Mar. 2026)


SLM SLM Corp SLM
77 GF Score
Price $25.46
GF Value $23.95
Valuation Fairly Valued
! 2 Warning Signs
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What is SLM Interest Expense?

SLM SLM +3.41% 77 Interest Expense is $-1,118 Mil as of Mar. 2026. GuruFocus rates SLM with a GF Score™ of 77/100 and a GF Value™ of $23.95 (Fairly Valued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. SLM's interest expense for the three months ended in Mar. 2026 was $ -274 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-1,118 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. SLM's Operating Income for the three months ended in Mar. 2026 was $ Mil. SLM's Interest Expense for the three months ended in Mar. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SLM Interest Expense Historical Data

* Premium members only.

The historical data trend for SLM's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SLM Interest Expense Chart

SLM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -382.08 -542.80 -1,030.09 -1,138.26 -1,125.43

SLM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -281.12 -279.94 -284.61 -279.76 -273.90
SLM
77GF Score
SLM Corp SLM
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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SLM Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1,118 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-1,118 Mil mean?
SLM (SLM) has a Interest Expense of $-1,118 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on SLM and its competitors.
Is SLM's Interest Expense too high?
SLM's current Interest Expense is $-1,118 Mil. Overall, SLM has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SLM's Interest Expense compare to ENVA and SEZL?
SLM's Interest Expense of $-1,118 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on SLM and its competitors. SLM's current Interest Expense is $-1,118 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLM stock overvalued right now?
Based on GuruFocus' analysis, SLM (SLM) is currently considered Fairly Valued. The stock's GF Value™ is $23.95, compared to a current price of $25.46 — trading 6.3% above its estimated fair value. The current Interest Expense is $-1,118 Mil. SLM's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For SLM (SLM), the current Interest Expense is $-1,118 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SLM (SLM) Overvalued in 2026?

Based on GuruFocus' analysis, SLM stock appears to be overvalued. The current stock price of $25.46 is trading 6.3% above its estimated GF Value™ of $23.95. GuruFocus considers SLM to be Fairly Valued.

Key valuation signals for SLM:

  • Interest Expense: $-1,118 Mil
  • GF Value™: $23.95 vs. price of $25.46 (6.3% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the SLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SLM Business Description

Other Exchanges SLMBP.PFD:USASM1:Germany
Address 300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
77GF Score

Get the complete analysis for SLM

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.46
Price
$23.95
GF Value