RWCB (Redwood Capital Bancorp) Total Deposits: $482.87 Mil (As of Mar. 2026)

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RWCB Redwood Capital Bancorp RWCB
61 GF Score
Price $32.95
GF Value $23.74
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Redwood Capital Bancorp Total Deposits?

Redwood Capital Bancorp RWCB 61 Total Deposits is $482.87 Mil as of Mar. 2026. GuruFocus rates RWCB with a GF Score™ of 61/100 and a GF Value™ of $23.74 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Redwood Capital Bancorp's annual total deposits increased from Dec. 2023 ($460.43 Mil) to Dec. 2024 ($471.71 Mil) and increased from Dec. 2024 ($471.71 Mil) to Dec. 2025 ($471.71 Mil).

Redwood Capital Bancorp Total Deposits Historical Data

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The historical data trend for Redwood Capital Bancorp's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Redwood Capital Bancorp Total Deposits Chart

Redwood Capital Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only 541.56 471.44 460.43 471.71 471.71

Redwood Capital Bancorp Quarterly Data
Dec06 Mar07 Jun07 Sep07 Dec20 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 461.15 489.77 485.34 471.71 482.87
RWCB
61GF Score
Redwood Capital Bancorp RWCB
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Redwood Capital Bancorp Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $482.87 Mil mean?
Redwood Capital Bancorp (RWCB) has a Total Deposits of $482.87 Mil as of Mar. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Redwood Capital Bancorp and its competitors.
Is Redwood Capital Bancorp's Total Deposits too high?
Redwood Capital Bancorp's current Total Deposits is $482.87 Mil. Overall, Redwood Capital Bancorp has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Redwood Capital Bancorp's Total Deposits compare to CEFC and HLFN?
Redwood Capital Bancorp's Total Deposits of $482.87 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Redwood Capital Bancorp and its competitors. Redwood Capital Bancorp's current Total Deposits is $482.87 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Redwood Capital Bancorp (RWCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.74, compared to a current price of $32.95 — trading 38.8% above its estimated fair value. The current Total Deposits is $482.87 Mil. Redwood Capital Bancorp's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Redwood Capital Bancorp (RWCB), the current Total Deposits is $482.87 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Redwood Capital Bancorp (RWCB) Overvalued in 2026?

Based on GuruFocus' analysis, Redwood Capital Bancorp stock appears to be overvalued. The current stock price of $32.95 is trading 38.8% above its estimated GF Value™ of $23.74. GuruFocus considers Redwood Capital Bancorp to be Significantly Overvalued.

Key valuation signals for RWCB:

  • Total Deposits: $482.87 Mil
  • GF Value™: $23.74 vs. price of $32.95 (38.8% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the RWCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Redwood Capital Bancorp Business Description

Address 332 Harris Street, Suite A, Eureka, CA, USA, 95501
Redwood Capital Bancorp through its subsidiary provides various banking products and services. The company offers commercial, industrial, agricultural, residential and personal credit and other banking services through its branches located in Eureka, Fortuna, and Arcata, California. The Company has determined that its business is comprised of a single operating segment. Redwood Capital Bank has two branches in Eureka, one in Fortuna and one in Arcata, California.
61GF Score

Get the complete analysis for RWCB

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.95
Price
$23.74
GF Value