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Redwood Capital BancorpRWCB 62 3-Year EPS without NRI Growth Rate is -4.20% as of Jun. 2026. GuruFocus rates RWCB with a GF Score™ of 62/100 and a GF Value™ of $26.03 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,402 Banks companies, Redwood Capital Bancorp ranks worse than 79.67% on this metric.
During the past 12 months, Redwood Capital Bancorp's average EPS without NRI Growth Rate was 26.70% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -4.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 2.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Redwood Capital Bancorp was 94.80% per year. The lowest was -4.20% per year. And the median was 7.05% per year.
Redwood Capital Bancorp (OTCPK:RWCB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Redwood Capital Bancorp 3-Year EPS without NRI Growth Rate Related Terms
RWCB vs STBI, NTBP, HLFN: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Redwood Capital Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Capital Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Redwood Capital Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Redwood Capital Bancorp's 3-Year EPS without NRI Growth Rate falls into.
Redwood Capital Bancorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -4.20% mean?
Redwood Capital Bancorp (RWCB) has a 3-Year EPS without NRI Growth Rate of -4.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Redwood Capital Bancorp and its competitors. According to the industry distribution chart, Redwood Capital Bancorp ranks #1117 out of 1402 companies in the Banks industry, placing it in the top 79.7%.
Is Redwood Capital Bancorp's 3-Year EPS without NRI Growth Rate too high?
Redwood Capital Bancorp's current 3-Year EPS without NRI Growth Rate is -4.20%. Based on the distribution chart, Redwood Capital Bancorp ranks #1117 out of 1402 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Redwood Capital Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Redwood Capital Bancorp's 3-Year EPS without NRI Growth Rate compare to STBI and NTBP?
According to the Banks industry distribution chart, Redwood Capital Bancorp ranks #1117 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Redwood Capital Bancorp in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Redwood Capital Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Capital Bancorp's current 3-Year EPS without NRI Growth Rate is -4.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Redwood Capital Bancorp (RWCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.03, compared to a current price of $33.70 — trading 29.5% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -4.20%. Redwood Capital Bancorp's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Redwood Capital Bancorp (RWCB), the current 3-Year EPS without NRI Growth Rate is -4.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Redwood Capital Bancorp (RWCB) Overvalued in 2026?
Based on GuruFocus' analysis, Redwood Capital Bancorp stock appears to be overvalued.
The current stock price of $33.70 is trading 29.5% above its estimated GF Value™ of $26.03.
GuruFocus considers Redwood Capital Bancorp to be Modestly Overvalued.
Key valuation signals for RWCB:
3-Year EPS without NRI Growth Rate: -4.20%
GF Value™: $26.03 vs. price of $33.70 (29.5% above fair value)
No single metric tells the full story. See the RWCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Redwood Capital Bancorp through its subsidiary provides various banking products and services. The company offers commercial, industrial, agricultural, residential and personal credit and other banking services through its branches located in Eureka, Fortuna, and Arcata, California. The Company has determined that its business is comprised of a single operating segment. Redwood Capital Bank has two branches in Eureka, one in Fortuna and one in Arcata, California.
62GF Score
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