RWCB (Redwood Capital Bancorp) Total Assets: $540.59 Mil (As of Mar. 2026)

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RWCB Redwood Capital Bancorp RWCB
61 GF Score
Price $32.95
GF Value $23.74
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Redwood Capital Bancorp Total Assets?

Redwood Capital Bancorp RWCB 61 Total Assets is $540.59 Mil as of Mar. 2026. GuruFocus rates RWCB with a GF Score™ of 61/100 and a GF Value™ of $23.74 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Redwood Capital Bancorp's Total Assets for the quarter that ended in Mar. 2026 was $540.59 Mil.

Warning Sign:

If a company builds assets at 4.8% a year, faster than its revenue growth rate of 4.2% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Redwood Capital Bancorp's average Total Assets Growth Rate was 0.20% per year. During the past 3 years, the average Total Assets Growth Rate was 6.80% per year. During the past 5 years, the average Total Assets Growth Rate was 4.80% per year.

During the past 9 years, Redwood Capital Bancorp's highest 3-Year average Total Assets Growth Rate was 103.20%. The lowest was 0.40%. And the median was 35.55%.

Total Assets is connected with ROA %. Redwood Capital Bancorp's annualized ROA % for the quarter that ended in Mar. 2026 was 1.02%. Total Assets is also linked to Revenue through Asset Turnover. Redwood Capital Bancorp's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.


Redwood Capital Bancorp  (OTCPK:RWCB) Total Assets Explanation

Total Assets is connected with ROA %.

Redwood Capital Bancorp's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=5.48/( (531.748+540.589)/ 2 )
=5.48/536.1685
=1.02 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Redwood Capital Bancorp's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=6.256/( (531.748+540.589)/ 2 )
=6.256/536.1685
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Redwood Capital Bancorp Total Assets Related Terms


Redwood Capital Bancorp Total Assets Historical Data

* Premium members only.

The historical data trend for Redwood Capital Bancorp's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Redwood Capital Bancorp Total Assets Chart

Redwood Capital Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only 596.07 525.15 521.44 531.80 531.75

Redwood Capital Bancorp Quarterly Data
Dec06 Mar07 Jun07 Sep07 Dec20 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 519.39 549.82 542.00 531.75 540.59
RWCB
61GF Score
Redwood Capital Bancorp RWCB
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Redwood Capital Bancorp Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Redwood Capital Bancorp's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=55.108+476.64
=531.75

Redwood Capital Bancorp's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=56.079+484.51
=540.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $540.59 Mil mean?
Redwood Capital Bancorp (RWCB) has a Total Assets of $540.59 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Redwood Capital Bancorp and its competitors.
Is Redwood Capital Bancorp's Total Assets too high?
Redwood Capital Bancorp's current Total Assets is $540.59 Mil. Overall, Redwood Capital Bancorp has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Redwood Capital Bancorp's Total Assets compare to CEFC and HLFN?
Redwood Capital Bancorp's Total Assets of $540.59 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Redwood Capital Bancorp and its competitors. Redwood Capital Bancorp's current Total Assets is $540.59 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Redwood Capital Bancorp (RWCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.74, compared to a current price of $32.95 — trading 38.8% above its estimated fair value. The current Total Assets is $540.59 Mil. Redwood Capital Bancorp's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Redwood Capital Bancorp (RWCB), the current Total Assets is $540.59 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Redwood Capital Bancorp (RWCB) Overvalued in 2026?

Based on GuruFocus' analysis, Redwood Capital Bancorp stock appears to be overvalued. The current stock price of $32.95 is trading 38.8% above its estimated GF Value™ of $23.74. GuruFocus considers Redwood Capital Bancorp to be Significantly Overvalued.

Key valuation signals for RWCB:

  • Total Assets: $540.59 Mil
  • GF Value™: $23.74 vs. price of $32.95 (38.8% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the RWCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Redwood Capital Bancorp Business Description

Address 332 Harris Street, Suite A, Eureka, CA, USA, 95501
Redwood Capital Bancorp through its subsidiary provides various banking products and services. The company offers commercial, industrial, agricultural, residential and personal credit and other banking services through its branches located in Eureka, Fortuna, and Arcata, California. The Company has determined that its business is comprised of a single operating segment. Redwood Capital Bank has two branches in Eureka, one in Fortuna and one in Arcata, California.
61GF Score

Get the complete analysis for RWCB

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.95
Price
$23.74
GF Value