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Redwood Capital BancorpRWCB 61 3-1 Month Momentum % is -2.44% as of Jul. 31, 2026. GuruFocus rates RWCB with a GF Score™ of 61/100 and a GF Value™ of $23.74 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,579 Banks companies, Redwood Capital Bancorp ranks worse than 70.74% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-31), Redwood Capital Bancorp's 3-1 Month Momentum % is -2.44%.
The industry rank for Redwood Capital Bancorp's 3-1 Month Momentum % or its related term are showing as below:
RWCB's 3-1 Month Momentum % is ranked worse than 70.74% of 1579
companies
in the Banks industry
Industry Median: 2.74
vs RWCB: -2.44
Redwood Capital Bancorp (OTCPK:RWCB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Redwood Capital Bancorp 3-1 Month Momentum % Related Terms
RWCB vs CEFC, HLFN, FFBW: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Redwood Capital Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Capital Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Redwood Capital Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Redwood Capital Bancorp's 3-1 Month Momentum % falls into.
Redwood Capital Bancorp (OTCPK:RWCB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Redwood Capital Bancorp (RWCB) has a 3-1 Month Momentum % of -2.44% as of Jul. 31, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Redwood Capital Bancorp and its competitors. According to the industry distribution chart, Redwood Capital Bancorp ranks #1117 out of 1579 companies in the Banks industry, placing it in the top 70.7%.
Is Redwood Capital Bancorp's 3-1 Month Momentum % too high?
Redwood Capital Bancorp's current 3-1 Month Momentum % is -2.44%. Based on the distribution chart, Redwood Capital Bancorp ranks #1117 out of 1579 companies in the Banks industry, which is below the industry midpoint. Overall, Redwood Capital Bancorp has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Redwood Capital Bancorp's 3-1 Month Momentum % compare to CEFC and HLFN?
According to the Banks industry distribution chart, Redwood Capital Bancorp ranks #1117 out of 1579 companies for 3-1 Month Momentum %. This places Redwood Capital Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.74. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Redwood Capital Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Capital Bancorp's current 3-1 Month Momentum % is -2.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Redwood Capital Bancorp (RWCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.74, compared to a current price of $32.95 — trading 38.8% above its estimated fair value. The current 3-1 Month Momentum % is -2.44%. Redwood Capital Bancorp's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Redwood Capital Bancorp (RWCB), the current 3-1 Month Momentum % is -2.44% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Redwood Capital Bancorp (RWCB) Overvalued in 2026?
Based on GuruFocus' analysis, Redwood Capital Bancorp stock appears to be overvalued.
The current stock price of $32.95 is trading 38.8% above its estimated GF Value™ of $23.74.
GuruFocus considers Redwood Capital Bancorp to be Significantly Overvalued.
Key valuation signals for RWCB:
3-1 Month Momentum %: -2.44%
GF Value™: $23.74 vs. price of $32.95 (38.8% above fair value)
No single metric tells the full story. See the RWCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Redwood Capital Bancorp through its subsidiary provides various banking products and services. The company offers commercial, industrial, agricultural, residential and personal credit and other banking services through its branches located in Eureka, Fortuna, and Arcata, California. The Company has determined that its business is comprised of a single operating segment. Redwood Capital Bank has two branches in Eureka, one in Fortuna and one in Arcata, California.
61GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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