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Redwood Capital Bancorp does not have a history long enough to calculate E10. Therefore GuruFocus does not calculate Shiller PE Ratio for this company.
Shiller PE for Stocks: The True Measure of Stock Valuation
Redwood Capital Bancorp (OTCPK:RWCB) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Redwood Capital Bancorp Shiller PE Ratio Related Terms
Redwood Capital Bancorp Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RWCB vs STBI, NTBP, HLFN: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Redwood Capital Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Capital Bancorp Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Redwood Capital Bancorp's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Redwood Capital Bancorp's Shiller PE Ratio falls into.
Redwood Capital Bancorp Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Redwood Capital Bancorp does not have a history long enough to calculate E10. Therefore GuruFocus does not calculate Shiller PE Ratio for this company.
Redwood Capital Bancorp (RWCB) has a Shiller PE Ratio of 12.19 as of Sep. 17, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Redwood Capital Bancorp and its competitors. According to the industry distribution chart, Redwood Capital Bancorp ranks #999999 out of 1235 companies in the Banks industry.
Is Redwood Capital Bancorp's Shiller PE Ratio too high?
Redwood Capital Bancorp's current Shiller PE Ratio is 12.19. The Banks industry median Shiller PE Ratio is 13.83. Redwood Capital Bancorp's value of 12.19 is 11.9% below this industry median. Based on the distribution chart, Redwood Capital Bancorp ranks #999999 out of 1235 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Redwood Capital Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Redwood Capital Bancorp's Shiller PE Ratio compare to STBI and NTBP?
According to the Banks industry distribution chart, Redwood Capital Bancorp ranks #999999 out of 1235 companies for Shiller PE Ratio. This places Redwood Capital Bancorp in the lower half of its industry. The industry median Shiller PE Ratio is 13.83. Redwood Capital Bancorp's value of 12.19 is 11.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.83, based on 1,235 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Redwood Capital Bancorp's current Shiller PE Ratio of 12.19 is 11.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Redwood Capital Bancorp and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Capital Bancorp's current Shiller PE Ratio is 12.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Redwood Capital Bancorp (RWCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.03, compared to a current price of $33.70 — trading 29.5% above its estimated fair value. The current Shiller PE Ratio is 12.19 and 11.9% below the Banks industry median of 13.83. Redwood Capital Bancorp's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Redwood Capital Bancorp (RWCB), the current Shiller PE Ratio is 12.19 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Redwood Capital Bancorp (RWCB) Overvalued in 2026?
Based on GuruFocus' analysis, Redwood Capital Bancorp stock appears to be overvalued.
The current stock price of $33.70 is trading 29.5% above its estimated GF Value™ of $26.03.
GuruFocus considers Redwood Capital Bancorp to be Modestly Overvalued.
Key valuation signals for RWCB:
Shiller PE Ratio: 12.19
GF Value™: $26.03 vs. price of $33.70 (29.5% above fair value)
Industry Position: 11.9% below the Banks median (#999999 of 1235)
No single metric tells the full story. See the RWCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Redwood Capital Bancorp through its subsidiary provides various banking products and services. The company offers commercial, industrial, agricultural, residential and personal credit and other banking services through its branches located in Eureka, Fortuna, and Arcata, California. The Company has determined that its business is comprised of a single operating segment. Redwood Capital Bank has two branches in Eureka, one in Fortuna and one in Arcata, California.
62GF Score
Get the complete analysis for RWCB
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