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Redwood Capital BancorpRWCB 61 Shareholder Yield % is 7.71% as of Mar. 2026, which is 274% above its 10-year median of 2.06. GuruFocus rates RWCB with a GF Score™ of 61/100 and a GF Value™ of $23.74 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, Redwood Capital Bancorp ranks better than 74.75% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Redwood Capital Bancorp's Shareholder Yield % was 7.71%.
Redwood Capital Bancorp (OTCPK:RWCB) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Redwood Capital Bancorp Shareholder Yield % Related Terms
Redwood Capital Bancorp Shareholder Yield % Historical Data
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The historical data trend for Redwood Capital Bancorp's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RWCB vs CEFC, HLFN, FFBW: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Redwood Capital Bancorp's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Capital Bancorp Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Redwood Capital Bancorp's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Redwood Capital Bancorp's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Redwood Capital Bancorp (RWCB) has a Shareholder Yield % of 7.71% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Redwood Capital Bancorp and its competitors. This is 274% above median its historical median of 2.06. According to the industry distribution chart, Redwood Capital Bancorp ranks #379 out of 1501 companies in the Banks industry, placing it in the top 25.2%.
Is Redwood Capital Bancorp's Shareholder Yield % too high?
Redwood Capital Bancorp's current Shareholder Yield % of 7.71% is 274% above median its 10-year median of 2.06. The Banks industry median Shareholder Yield % is 1.51. Redwood Capital Bancorp's value of 7.71% is 410.6% above this industry median. Based on the distribution chart, Redwood Capital Bancorp ranks #379 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Redwood Capital Bancorp has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Redwood Capital Bancorp's Shareholder Yield % compare to CEFC and HLFN?
According to the Banks industry distribution chart, Redwood Capital Bancorp ranks #379 out of 1501 companies for Shareholder Yield %. This puts Redwood Capital Bancorp in the upper half of its industry. The industry median Shareholder Yield % is 1.51. Redwood Capital Bancorp's value of 7.71% is 410.6% above this benchmark. While the company's 10-year median is 2.06 vs. the industry median of 1.51, Redwood Capital Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.51, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Redwood Capital Bancorp's current Shareholder Yield % of 7.71% is 410.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Redwood Capital Bancorp and its competitors. For the Banks industry, the median Shareholder Yield % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Capital Bancorp's current Shareholder Yield % is 7.71%, which is 274% above median its own 10-year median of 2.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Redwood Capital Bancorp (RWCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.74, compared to a current price of $32.95 — trading 38.8% above its estimated fair value. The current Shareholder Yield % is 7.71%, which is 274% above median its 10-year median of 2.06 and 410.6% above the Banks industry median of 1.51. Redwood Capital Bancorp's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Redwood Capital Bancorp (RWCB), the current Shareholder Yield % is 7.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Redwood Capital Bancorp (RWCB) Overvalued in 2026?
Based on GuruFocus' analysis, Redwood Capital Bancorp stock appears to be overvalued.
The current stock price of $32.95 is trading 38.8% above its estimated GF Value™ of $23.74.
GuruFocus considers Redwood Capital Bancorp to be Significantly Overvalued.
Key valuation signals for RWCB:
Shareholder Yield %: 7.71% (274% above median its 10-year median of 2.06)
GF Value™: $23.74 vs. price of $32.95 (38.8% above fair value)
Industry Position: 410.6% above the Banks median (#379 of 1501)
No single metric tells the full story. See the RWCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Redwood Capital Bancorp through its subsidiary provides various banking products and services. The company offers commercial, industrial, agricultural, residential and personal credit and other banking services through its branches located in Eureka, Fortuna, and Arcata, California. The Company has determined that its business is comprised of a single operating segment. Redwood Capital Bank has two branches in Eureka, one in Fortuna and one in Arcata, California.
61GF Score
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