Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Redwood Capital BancorpRWCB 61 Net Current Asset Value is $0.00 as of Mar. 2026. GuruFocus rates RWCB with a GF Score™ of 61/100 and a GF Value™ of $23.74 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 19 Banks companies, Redwood Capital Bancorp ranks worse than 5263152.63% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Redwood Capital Bancorp's net current asset value per share for the quarter that ended in Mar. 2026 was $0.00.
The historical rank and industry rank for Redwood Capital Bancorp's Net Current Asset Value or its related term are showing as below:
RWCB's Price-to-Net-Current-Asset-Value is not ranked *
in the Banks industry.
Industry Median: 1.19 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
Redwood Capital Bancorp (OTCPK:RWCB) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Redwood Capital Bancorp Net Current Asset Value Related Terms
Redwood Capital Bancorp Net Current Asset Value Historical Data
* Premium members only.
The historical data trend for Redwood Capital Bancorp's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Redwood Capital Bancorp Net Current Asset Value Chart
RWCB vs CEFC, HLFN, FFBW: Net Current Asset Value Comparison
For the Banks - Regional subindustry, Redwood Capital Bancorp's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Capital Bancorp Price-to-Net-Current-Asset-Value vs Banks Industry
For the Banks industry and Financial Services sector, Redwood Capital Bancorp's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Redwood Capital Bancorp's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $0.00 mean?
Redwood Capital Bancorp (RWCB) has a Net Current Asset Value of $0.00 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Redwood Capital Bancorp and its competitors. According to the industry distribution chart, Redwood Capital Bancorp ranks #999999 out of 19 companies in the Banks industry.
Is Redwood Capital Bancorp's Net Current Asset Value too high?
Redwood Capital Bancorp's current Net Current Asset Value is $0.00. Based on the distribution chart, Redwood Capital Bancorp ranks #999999 out of 19 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Redwood Capital Bancorp has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Redwood Capital Bancorp's Net Current Asset Value compare to CEFC and HLFN?
According to the Banks industry distribution chart, Redwood Capital Bancorp ranks #999999 out of 19 companies for Net Current Asset Value. This places Redwood Capital Bancorp in the lower half of its industry. The industry median Net Current Asset Value is 1.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Banks company?
The median Net Current Asset Value among Banks companies is 1.19, based on 19 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Redwood Capital Bancorp and its competitors. For the Banks industry, the median Net Current Asset Value is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Capital Bancorp's current Net Current Asset Value is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Redwood Capital Bancorp (RWCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.74, compared to a current price of $32.95 — trading 38.8% above its estimated fair value. The current Net Current Asset Value is $0.00. Redwood Capital Bancorp's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Redwood Capital Bancorp (RWCB), the current Net Current Asset Value is $0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Redwood Capital Bancorp (RWCB) Overvalued in 2026?
Based on GuruFocus' analysis, Redwood Capital Bancorp stock appears to be overvalued.
The current stock price of $32.95 is trading 38.8% above its estimated GF Value™ of $23.74.
GuruFocus considers Redwood Capital Bancorp to be Significantly Overvalued.
Key valuation signals for RWCB:
Net Current Asset Value: $0.00
GF Value™: $23.74 vs. price of $32.95 (38.8% above fair value)
No single metric tells the full story. See the RWCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Redwood Capital Bancorp through its subsidiary provides various banking products and services. The company offers commercial, industrial, agricultural, residential and personal credit and other banking services through its branches located in Eureka, Fortuna, and Arcata, California. The Company has determined that its business is comprised of a single operating segment. Redwood Capital Bank has two branches in Eureka, one in Fortuna and one in Arcata, California.
61GF Score
Get the complete analysis for RWCB
Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RWCB has been successfully added to your 
