Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Redwood Capital BancorpRWCB 61 PS Ratio is 2.77 as of Jul. 31, 2026, which is 28% above its 10-year median of 2.16. GuruFocus rates RWCB with a GF Score™ of 61/100 and a GF Value™ of $23.74 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,516 Banks companies, Redwood Capital Bancorp ranks better than 56.93% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Redwood Capital Bancorp's share price is $32.95.
Redwood Capital Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $11.91. Hence, Redwood Capital Bancorp's PS Ratio for today is 2.77.
Warning Sign:
Redwood Capital Bancorp stock PS Ratio (=2.73) is close to 2-year high of 2.75.
The historical rank and industry rank for Redwood Capital Bancorp's PS Ratio or its related term are showing as below:
RWCB'
s PS Ratio Range Over the Past 10 Years
Min: 1.71 Med: 2.16 Max: 6.53
Current: 2.77
During the past 9 years, Redwood Capital Bancorp's highest PS Ratio was 6.53. The lowest was 1.71. And the median was 2.16.
RWCB's PS Ratio is ranked better than 56.93% of 1516
companies
in the Banks industry
Industry Median: 3.06
vs RWCB: 2.77
During the past 9 years, Redwood Capital Bancorp's highest 3-Year average Revenue per Share Growth Rate was 175.80% per year. The lowest was 2.80% per year. And the median was 31.35% per year.
Redwood Capital Bancorp (OTCPK:RWCB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Redwood Capital Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Capital Bancorp PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Redwood Capital Bancorp's PS Ratio distribution charts can be found below:
* The bar in red indicates where Redwood Capital Bancorp's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Redwood Capital Bancorp's Share Price of today is $32.95. Redwood Capital Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $11.91.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Redwood Capital Bancorp (RWCB) has a PS Ratio of 2.77 as of Jul. 31, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Redwood Capital Bancorp and its competitors. This is 28% above median its historical median of 2.16. Over the past decade, Redwood Capital Bancorp's PS Ratio has ranged from 1.71 to 6.53. According to the industry distribution chart, Redwood Capital Bancorp ranks #653 out of 1516 companies in the Banks industry, placing it in the top 43.1%.
Is Redwood Capital Bancorp's PS Ratio too high?
Redwood Capital Bancorp's current PS Ratio of 2.77 is 28% above median its 10-year median of 2.16. Over the past 10 years, this metric has ranged from a low of 1.71 to a high of 6.53. The Banks industry median PS Ratio is 3.06. Redwood Capital Bancorp's value of 2.77 is 9.5% below this industry median. Based on the distribution chart, Redwood Capital Bancorp ranks #653 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Redwood Capital Bancorp has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Redwood Capital Bancorp's PS Ratio compare to CEFC and HLFN?
According to the Banks industry distribution chart, Redwood Capital Bancorp ranks #653 out of 1516 companies for PS Ratio. This puts Redwood Capital Bancorp in the upper half of its industry. The industry median PS Ratio is 3.06. Redwood Capital Bancorp's value of 2.77 is 9.5% below this benchmark. Historically, Redwood Capital Bancorp's own PS Ratio has ranged from 1.71 to 6.53 over the past decade. While the company's 10-year median is 2.16 vs. the industry median of 3.06, Redwood Capital Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Redwood Capital Bancorp's current PS Ratio of 2.77 is 9.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Redwood Capital Bancorp and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Capital Bancorp's current PS Ratio is 2.77, which is 28% above median its own 10-year median of 2.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Redwood Capital Bancorp (RWCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.74, compared to a current price of $32.95 — trading 38.8% above its estimated fair value. The current PS Ratio is 2.77, which is 28% above median its 10-year median of 2.16 and 9.5% below the Banks industry median of 3.06. Redwood Capital Bancorp's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Redwood Capital Bancorp (RWCB), the current PS Ratio is 2.77 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Redwood Capital Bancorp (RWCB) Overvalued in 2026?
Based on GuruFocus' analysis, Redwood Capital Bancorp stock appears to be overvalued.
The current stock price of $32.95 is trading 38.8% above its estimated GF Value™ of $23.74.
GuruFocus considers Redwood Capital Bancorp to be Significantly Overvalued.
Key valuation signals for RWCB:
PS Ratio: 2.77 (28% above median its 10-year median of 2.16)
GF Value™: $23.74 vs. price of $32.95 (38.8% above fair value)
Industry Position: 9.5% below the Banks median (#653 of 1516)
No single metric tells the full story. See the RWCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Redwood Capital Bancorp through its subsidiary provides various banking products and services. The company offers commercial, industrial, agricultural, residential and personal credit and other banking services through its branches located in Eureka, Fortuna, and Arcata, California. The Company has determined that its business is comprised of a single operating segment. Redwood Capital Bank has two branches in Eureka, one in Fortuna and one in Arcata, California.
61GF Score
Get the complete analysis for RWCB
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RWCB has been successfully added to your 
