CINF (Cincinnati Financial) Unearned Premiums: $5,724 Mil (As of Jun. 2026)

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CINF Cincinnati Financial Corp CINF
74 GF Score
Price $172.38
GF Value $177.77
Valuation Fairly Valued
! 3 Warning Signs
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What is Cincinnati Financial Unearned Premiums?

Cincinnati Financial CINF +0.57% 74 Unearned Premiums is $5,724 Mil as of Jun. 2026. GuruFocus rates CINF with a GF Score™ of 74/100 and a GF Value™ of $177.77 (Fairly Valued). The stock has 3 warning signs investors should review.

Cincinnati Financial's quarterly unearned premiums increased from Dec. 2025 ($5,254 Mil) to Mar. 2026 ($5,424 Mil) and increased from Mar. 2026 ($5,424 Mil) to Jun. 2026 ($5,724 Mil).

Cincinnati Financial's annual unearned premiums increased from Dec. 2023 ($4,119 Mil) to Dec. 2024 ($4,813 Mil) and increased from Dec. 2024 ($4,813 Mil) to Dec. 2025 ($5,254 Mil).

Cincinnati Financial Unearned Premiums Historical Data

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The historical data trend for Cincinnati Financial's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cincinnati Financial Unearned Premiums Chart

Cincinnati Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,271.00 3,689.00 4,119.00 4,813.00 5,254.00

Cincinnati Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,444.00 5,423.00 5,254.00 5,424.00 5,724.00
CINF
74GF Score
Cincinnati Financial Corp CINF
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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Cincinnati Financial Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of $5,724 Mil mean?
Cincinnati Financial (CINF) has a Unearned Premiums of $5,724 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Cincinnati Financial and its competitors.
Is Cincinnati Financial's Unearned Premiums too high?
Cincinnati Financial's current Unearned Premiums is $5,724 Mil. Overall, Cincinnati Financial has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's Unearned Premiums compare to WRB and MKL?
Cincinnati Financial's Unearned Premiums of $5,724 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Cincinnati Financial and its competitors. Cincinnati Financial's current Unearned Premiums is $5,724 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (CINF) is currently considered Fairly Valued. The stock's GF Value™ is $177.77, compared to a current price of $172.38 — trading 3% below its estimated fair value. The current Unearned Premiums is $5,724 Mil. Cincinnati Financial's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For Cincinnati Financial (CINF), the current Unearned Premiums is $5,724 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cincinnati Financial (CINF) Overvalued in 2026?

Based on GuruFocus' analysis, Cincinnati Financial stock appears to be undervalued. The current stock price of $172.38 is trading 3% below its estimated GF Value™ of $177.77. GuruFocus considers Cincinnati Financial to be Fairly Valued.

Key valuation signals for CINF:

  • Unearned Premiums: $5,724 Mil
  • GF Value™: $177.77 vs. price of $172.38 (3% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the CINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cincinnati Financial Business Description

Other Exchanges 0HYE:UKCCJ:Germany
Address 6200 S. Gilmore Road, Fairfield, OH, USA, 45014-5141
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
74GF Score

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Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$172.38
Price
$177.77
GF Value