Cincinnati Financial's ROE % for the quarter that ended in Mar. 2026 was 6.93%. Cincinnati Financial's PB Ratio for the quarter that ended in Mar. 2026 was 1.55.
Cincinnati Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.47%.
Cincinnati Financial ROE % Adjusted to Book Value Related Terms
Cincinnati Financial ROE % Adjusted to Book Value Historical Data
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The historical data trend for Cincinnati Financial's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cincinnati Financial ROE % Adjusted to Book Value Chart
CINF vs WRB, MKL, L: ROE % Adjusted to Book Value Comparison
For the Insurance - Property & Casualty subindustry, Cincinnati Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cincinnati Financial ROE % Adjusted to Book Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Cincinnati Financial's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Cincinnati Financial's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 4.47% mean?
Cincinnati Financial (CINF) has a ROE % Adjusted to Book Value of 4.47% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Cincinnati Financial and its competitors.
Is Cincinnati Financial's ROE % Adjusted to Book Value too high?
Cincinnati Financial's current ROE % Adjusted to Book Value is 4.47%. Overall, Cincinnati Financial has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's ROE % Adjusted to Book Value compare to WRB and MKL?
Cincinnati Financial's ROE % Adjusted to Book Value of 4.47% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Cincinnati Financial and its competitors. Cincinnati Financial's current ROE % Adjusted to Book Value is 4.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (CINF) is currently considered Modestly Overvalued. The stock's GF Value™ is $164.46, compared to a current price of $184.15 — trading 12% above its estimated fair value. The current ROE % Adjusted to Book Value is 4.47%. Cincinnati Financial's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Cincinnati Financial (CINF), the current ROE % Adjusted to Book Value is 4.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cincinnati Financial (CINF) Overvalued in 2026?
Based on GuruFocus' analysis, Cincinnati Financial stock appears to be overvalued.
The current stock price of $184.15 is trading 12% above its estimated GF Value™ of $164.46.
GuruFocus considers Cincinnati Financial to be Modestly Overvalued.
Key valuation signals for CINF:
ROE % Adjusted to Book Value: 4.47%
GF Value™: $164.46 vs. price of $184.15 (12% above fair value)
No single metric tells the full story. See the CINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
70GF Score
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