CINF (Cincinnati Financial) Total Payout Yield %: 2.98 (As of Jul. 07, 2026)


CINF Cincinnati Financial Corp CINF
70 GF Score
Price $189.06
GF Value $164.69
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cincinnati Financial Total Payout Yield %?

Cincinnati Financial CINF -0.26% 70 Total Payout Yield % is 2.98 as of Jul. 07, 2026. GuruFocus rates CINF with a GF Score™ of 70/100 and a GF Value™ of $164.69 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

Cincinnati Financial's current Total Payout Yield % is 2.98%.


Cincinnati Financial Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


Cincinnati Financial Total Payout Yield % Related Terms


Cincinnati Financial Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for Cincinnati Financial's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cincinnati Financial Total Payout Yield % Chart

Cincinnati Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.95 5.18 3.21 2.74 2.88

Cincinnati Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.89 2.29 3.15 3.72 5.13

CINF vs WRB, MKL, L: Total Payout Yield % Comparison

For the Insurance - Property & Casualty subindustry, Cincinnati Financial's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cincinnati Financial Total Payout Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Cincinnati Financial's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where Cincinnati Financial's Total Payout Yield % falls into.


CINF
70GF Score
Cincinnati Financial Corp CINF
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cincinnati Financial Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

Cincinnati Financial's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-205 + 0 + -525) / 25383.03108
=2.88%

Cincinnati Financial's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (-179 + 0 + -133) * 4 / 24326.31
=5.13%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 2.98 mean?
Cincinnati Financial (CINF) has a Total Payout Yield % of 2.98 as of Jul. 07, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Cincinnati Financial and its competitors.
Is Cincinnati Financial's Total Payout Yield % too high?
Cincinnati Financial's current Total Payout Yield % is 2.98. Overall, Cincinnati Financial has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's Total Payout Yield % compare to WRB and MKL?
Cincinnati Financial's Total Payout Yield % of 2.98 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for an Insurance company?
A good Total Payout Yield % depends on the Insurance industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Cincinnati Financial and its competitors. Cincinnati Financial's current Total Payout Yield % is 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (CINF) is currently considered Modestly Overvalued. The stock's GF Value™ is $164.69, compared to a current price of $189.06 — trading 14.8% above its estimated fair value. The current Total Payout Yield % is 2.98. Cincinnati Financial's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For Cincinnati Financial (CINF), the current Total Payout Yield % is 2.98 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cincinnati Financial (CINF) Overvalued in 2026?

Based on GuruFocus' analysis, Cincinnati Financial stock appears to be overvalued. The current stock price of $189.06 is trading 14.8% above its estimated GF Value™ of $164.69. GuruFocus considers Cincinnati Financial to be Modestly Overvalued.

Key valuation signals for CINF:

  • Total Payout Yield %: 2.98
  • GF Value™: $164.69 vs. price of $189.06 (14.8% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the CINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cincinnati Financial Business Description

Other Exchanges 0HYE:UKCCJ:Germany
Address 6200 S. Gilmore Road, Fairfield, OH, USA, 45014-5141
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
70GF Score

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Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$189.06
Price
$164.69
GF Value