CINF (Cincinnati Financial) Tariff Resilience Score: 9/10 (As of Jul. 02, 2026)


CINF Cincinnati Financial Corp CINF
69 GF Score
Price $187.22
GF Value $164.57
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cincinnati Financial Tariff Resilience Score?

Cincinnati Financial CINF +1.12% 69 Tariff Resilience Score is 9 as of Jul. 02, 2026. GuruFocus rates CINF with a GF Score™ of 69/100 and a GF Value™ of $164.57 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 597 Insurance companies, Cincinnati Financial ranks better than 99.66% on this metric.

Cincinnati Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Cincinnati Financial has Primarily a domestic insurance provider with limited direct exposure to tariffs. Global supply chain dependencies are minimal. Historical impacts are negligible, and it has strong mitigation strategies through diversified financial services.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Cincinnati Financial might have Highly Resilient.

Cincinnati Financial  (NAS:CINF) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Cincinnati Financial Tariff Resilience Score Related Terms

CINF vs WRB, MKL, L: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Cincinnati Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cincinnati Financial Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Cincinnati Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Cincinnati Financial's Tariff Resilience Score falls into.


CINF
69GF Score
Cincinnati Financial Corp CINF
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Cincinnati Financial (CINF) has a Tariff Resilience Score of 9 as of Jul. 02, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Cincinnati Financial ranks #2 out of 597 companies in the Insurance industry, placing it in the top 0.3%.
Is Cincinnati Financial's Tariff Resilience Score too high?
Cincinnati Financial's current Tariff Resilience Score is 9. Based on the distribution chart, Cincinnati Financial ranks #2 out of 597 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Cincinnati Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's Tariff Resilience Score compare to WRB and MKL?
According to the Insurance industry distribution chart, Cincinnati Financial ranks #2 out of 597 companies for Tariff Resilience Score. This places Cincinnati Financial in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Cincinnati Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (CINF) is currently considered Modestly Overvalued. The stock's GF Value™ is $164.57, compared to a current price of $187.22 — trading 13.8% above its estimated fair value. The current Tariff Resilience Score is 9. Cincinnati Financial's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Cincinnati Financial (CINF), the current Tariff Resilience Score is 9 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cincinnati Financial (CINF) Overvalued in 2026?

Based on GuruFocus' analysis, Cincinnati Financial stock appears to be overvalued. The current stock price of $187.22 is trading 13.8% above its estimated GF Value™ of $164.57. GuruFocus considers Cincinnati Financial to be Modestly Overvalued.

Key valuation signals for CINF:

  • Tariff Resilience Score: 9
  • GF Value™: $164.57 vs. price of $187.22 (13.8% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the CINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cincinnati Financial Business Description

Other Exchanges 0HYE:UKCCJ:Germany
Address 6200 S. Gilmore Road, Fairfield, OH, USA, 45014-5141
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
69GF Score

Get the complete analysis for CINF

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$187.22
Price
$164.57
GF Value