CINF (Cincinnati Financial) EPS (Basic): $17.68 (TTM As of Mar. 2026)


CINF Cincinnati Financial Corp CINF
71 GF Score
Price $178.45
GF Value $164.42
Valuation Fairly Valued
! 5 Warning Signs
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What is Cincinnati Financial EPS (Basic)?

Cincinnati Financial CINF +1.49% 71 EPS (Basic) is $17.68 as of Mar. 2026. GuruFocus rates CINF with a GF Score™ of 71/100 and a GF Value™ of $164.42 (Fairly Valued). The stock has 5 warning signs investors should review.

Cincinnati Financial's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $1.77. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $17.68.

Cincinnati Financial's EPS (Diluted) for the three months ended in Mar. 2026 was $1.75. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $17.49.

Cincinnati Financial's EPS without NRI for the three months ended in Mar. 2026 was $1.75. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 15.12.

During the past 12 months, Cincinnati Financial's average EPS without NRIGrowth Rate was 55.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 52.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 27.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was 12.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Cincinnati Financial's highest 3-Year average EPS without NRI Growth Rate was 59.90% per year. The lowest was -27.20% per year. And the median was 8.40% per year.

Cincinnati Financial  (NAS:CINF) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Cincinnati Financial EPS (Basic) Related Terms

Cincinnati Financial EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Cincinnati Financial's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cincinnati Financial EPS (Basic) Chart

Cincinnati Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.43 -3.06 11.74 14.65 15.32

Cincinnati Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.57 4.38 7.19 4.34 1.77
CINF
71GF Score
Cincinnati Financial Corp CINF
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Cincinnati Financial EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Cincinnati Financial's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(2393-0)/156.100
=15.33

Cincinnati Financial's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(274-0)/155.300
=1.76

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $17.68 mean?
Cincinnati Financial (CINF) has a EPS (Basic) of $17.68 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Cincinnati Financial and its competitors.
Is Cincinnati Financial's EPS (Basic) too high?
Cincinnati Financial's current EPS (Basic) is $17.68. Overall, Cincinnati Financial has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's EPS (Basic) compare to WRB and MKL?
Cincinnati Financial's EPS (Basic) of $17.68 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Cincinnati Financial and its competitors. Cincinnati Financial's current EPS (Basic) is $17.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (CINF) is currently considered Fairly Valued. The stock's GF Value™ is $164.42, compared to a current price of $178.45 — trading 8.5% above its estimated fair value. The current EPS (Basic) is $17.68. Cincinnati Financial's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Cincinnati Financial (CINF), the current EPS (Basic) is $17.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cincinnati Financial (CINF) Overvalued in 2026?

Based on GuruFocus' analysis, Cincinnati Financial stock appears to be overvalued. The current stock price of $178.45 is trading 8.5% above its estimated GF Value™ of $164.42. GuruFocus considers Cincinnati Financial to be Fairly Valued.

Key valuation signals for CINF:

  • EPS (Basic): $17.68
  • GF Value™: $164.42 vs. price of $178.45 (8.5% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the CINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cincinnati Financial Business Description

Other Exchanges 0HYE:UKCCJ:Germany
Address 6200 S. Gilmore Road, Fairfield, OH, USA, 45014-5141
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
71GF Score

Get the complete analysis for CINF

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$178.45
Price
$164.42
GF Value