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The historical rank and industry rank for Cincinnati Financial's Net Cash per Share or its related term are showing as below:
CINF's Price-to-Net-Cash is not ranked *
in the Insurance industry.
Industry Median: 6.06 * Ranked among companies with meaningful Price-to-Net-Cash only.
Cincinnati Financial (NAS:CINF) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Cincinnati Financial Net Cash per Share Related Terms
Cincinnati Financial Net Cash per Share Historical Data
* Premium members only.
The historical data trend for Cincinnati Financial's Net Cash per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CINF vs WRB, MKL, L: Net Cash per Share Comparison
For the Insurance - Property & Casualty subindustry, Cincinnati Financial's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cincinnati Financial Price-to-Net-Cash vs Insurance Industry
For the Insurance industry and Financial Services sector, Cincinnati Financial's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Cincinnati Financial's Price-to-Net-Cash falls into.
Cincinnati Financial Net Cash per Share Calculation
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Cincinnati Financial's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cincinnati Financial (CINF) has a Net Cash per Share of $-156.80 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Cincinnati Financial and its competitors. According to the industry distribution chart, Cincinnati Financial ranks #999999 out of 46 companies in the Insurance industry.
Is Cincinnati Financial's Net Cash per Share too high?
Cincinnati Financial's current Net Cash per Share is $-156.80. Based on the distribution chart, Cincinnati Financial ranks #999999 out of 46 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Cincinnati Financial has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's Net Cash per Share compare to WRB and MKL?
According to the Insurance industry distribution chart, Cincinnati Financial ranks #999999 out of 46 companies for Net Cash per Share. This places Cincinnati Financial in the lower half of its industry. The industry median Net Cash per Share is 6.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for an Insurance company?
The median Net Cash per Share among Insurance companies is 6.06, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Cincinnati Financial and its competitors. For the Insurance industry, the median Net Cash per Share is 6.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cincinnati Financial's current Net Cash per Share is $-156.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (CINF) is currently considered Fairly Valued. The stock's GF Value™ is $178.36, compared to a current price of $168.96 — trading 5.3% below its estimated fair value. The current Net Cash per Share is $-156.80. Cincinnati Financial's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Cincinnati Financial (CINF), the current Net Cash per Share is $-156.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cincinnati Financial (CINF) Overvalued in 2026?
Based on GuruFocus' analysis, Cincinnati Financial stock appears to be undervalued.
The current stock price of $168.96 is trading 5.3% below its estimated GF Value™ of $178.36.
GuruFocus considers Cincinnati Financial to be Fairly Valued.
Key valuation signals for CINF:
Net Cash per Share: $-156.80
GF Value™: $178.36 vs. price of $168.96 (5.3% below fair value)
No single metric tells the full story. See the CINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
74GF Score
Get the complete analysis for CINF
Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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