CINF (Cincinnati Financial) Interest Expense: $-53 Mil (TTM As of Mar. 2026)


CINF Cincinnati Financial Corp CINF
69 GF Score
Price $192.00
GF Value $164.57
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Cincinnati Financial Interest Expense?

Cincinnati Financial CINF +2.57% 69 Interest Expense is $-53 Mil as of Mar. 2026. GuruFocus rates CINF with a GF Score™ of 69/100 and a GF Value™ of $164.57 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Cincinnati Financial's interest expense for the three months ended in Mar. 2026 was $ -13 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-53 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Cincinnati Financial's Operating Income for the three months ended in Mar. 2026 was $ 339 Mil. Cincinnati Financial's Interest Expense for the three months ended in Mar. 2026 was $ -13 Mil. Cincinnati Financial's Interest Coverage for the quarter that ended in Mar. 2026 was 26.08. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cincinnati Financial  (NAS:CINF) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cincinnati Financial's Interest Expense for the three months ended in Mar. 2026 was $-13 Mil. Its EBIT for the three months ended in Mar. 2026 was $339 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $859 Mil.

Cincinnati Financial's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*339/-13
=26.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Cincinnati Financial Interest Expense Historical Data

* Premium members only.

The historical data trend for Cincinnati Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cincinnati Financial Interest Expense Chart

Cincinnati Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -53.00 -53.00 -54.00 -53.00 -53.00

Cincinnati Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.00 -14.00 -13.00 -13.00 -13.00
CINF
69GF Score
Cincinnati Financial Corp CINF
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cincinnati Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-53 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-53 Mil mean?
Cincinnati Financial (CINF) has a Interest Expense of $-53 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Cincinnati Financial and its competitors.
Is Cincinnati Financial's Interest Expense too high?
Cincinnati Financial's current Interest Expense is $-53 Mil. Overall, Cincinnati Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's Interest Expense compare to WRB and MKL?
Cincinnati Financial's Interest Expense of $-53 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Cincinnati Financial and its competitors. Cincinnati Financial's current Interest Expense is $-53 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (CINF) is currently considered Modestly Overvalued. The stock's GF Value™ is $164.57, compared to a current price of $192.00 — trading 16.7% above its estimated fair value. The current Interest Expense is $-53 Mil. Cincinnati Financial's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Cincinnati Financial (CINF), the current Interest Expense is $-53 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cincinnati Financial (CINF) Overvalued in 2026?

Based on GuruFocus' analysis, Cincinnati Financial stock appears to be overvalued. The current stock price of $192.00 is trading 16.7% above its estimated GF Value™ of $164.57. GuruFocus considers Cincinnati Financial to be Modestly Overvalued.

Key valuation signals for CINF:

  • Interest Expense: $-53 Mil
  • GF Value™: $164.57 vs. price of $192.00 (16.7% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the CINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cincinnati Financial Business Description

Other Exchanges 0HYE:UKCCJ:Germany
Address 6200 S. Gilmore Road, Fairfield, OH, USA, 45014-5141
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
69GF Score

Get the complete analysis for CINF

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$192.00
Price
$164.57
GF Value