PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Unearned Premiums: Rp31,077 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:ABDA PT Asuransi Bina Dana Arta Tbk ISX:ABDA
48 GF Score
Price Rp4,970.00
GF Value Rp4,520.11
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is PT Asuransi Bina Dana Arta Tbk Unearned Premiums?

PT Asuransi Bina Dana Arta Tbk ISX:ABDA -0.60% 48 Unearned Premiums is Rp31,077 Mil as of Jun. 2026. GuruFocus rates ISX:ABDA with a GF Score™ of 48/100 and a GF Value™ of Rp4,520.11 (Fairly Valued). The stock has 4 warning signs investors should review.

PT Asuransi Bina Dana Arta Tbk's quarterly unearned premiums increased from Dec. 2025 (Rp25,583 Mil) to Mar. 2026 (Rp28,449 Mil) and increased from Mar. 2026 (Rp28,449 Mil) to Jun. 2026 (Rp31,077 Mil).

PT Asuransi Bina Dana Arta Tbk's annual unearned premiums declined from Dec. 2023 (Rp177,868 Mil) to Dec. 2024 (Rp23,306 Mil) but then increased from Dec. 2024 (Rp23,306 Mil) to Dec. 2025 (Rp25,583 Mil).


PT Asuransi Bina Dana Arta Tbk Unearned Premiums Historical Data

* Premium members only.

The historical data trend for PT Asuransi Bina Dana Arta Tbk's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Bina Dana Arta Tbk Unearned Premiums Chart

PT Asuransi Bina Dana Arta Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 648,354.72 134,722.15 177,868.08 23,306.00 25,583.45

PT Asuransi Bina Dana Arta Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 194,526.91 200,141.09 25,583.45 28,448.53 31,076.64
ISX:ABDA
48GF Score
PT Asuransi Bina Dana Arta Tbk ISX:ABDA
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Asuransi Bina Dana Arta Tbk Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of Rp31,077 Mil mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a Unearned Premiums of Rp31,077 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for PT Asuransi Bina Dana Arta Tbk and its competitors.
Is PT Asuransi Bina Dana Arta Tbk's Unearned Premiums too high?
PT Asuransi Bina Dana Arta Tbk's current Unearned Premiums is Rp31,077 Mil. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's Unearned Premiums compare to CB and PGR?
PT Asuransi Bina Dana Arta Tbk's Unearned Premiums of Rp31,077 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for PT Asuransi Bina Dana Arta Tbk and its competitors. PT Asuransi Bina Dana Arta Tbk's current Unearned Premiums is Rp31,077 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Fairly Valued. The stock's GF Value™ is Rp4,520.11, compared to a current price of Rp4,970.00 — trading 10% above its estimated fair value. The current Unearned Premiums is Rp31,077 Mil. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current Unearned Premiums is Rp31,077 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be overvalued. The current stock price of Rp4,970.00 is trading 10% above its estimated GF Value™ of Rp4,520.11. GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Fairly Valued.

Key valuation signals for ISX:ABDA:

  • Unearned Premiums: Rp31,077 Mil
  • GF Value™: Rp4,520.11 vs. price of Rp4,970.00 (10% above fair value)
  • GF Score™: 48/100 with 4 warning signs

No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Bina Dana Arta Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 59, RT. 5 RW. 3, Plaza Asia, 27th Floor, Senayan, Kec. Kebayoran Baru, South Jakarta, Jakarta, IDN, 12190
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
48GF Score

Get the complete analysis for ISX:ABDA

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp4,970.00
Price
Rp4,520.11
GF Value