Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. PT Asuransi Bina Dana Arta Tbk's
EBIT
for the
three
months ended in Mar. 2026 was Rp0 Mil. PT Asuransi Bina Dana Arta Tbk's Interest Expense for the
three
months ended in Mar. 2026 was Rp-33,876 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PT Asuransi Bina Dana Arta Tbk's Interest Coverage or its related term are showing as below:
ISX:ABDA's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23 * Ranked among companies with meaningful Interest Coverage only.
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT Asuransi Bina Dana Arta Tbk Interest Coverage Related Terms
PT Asuransi Bina Dana Arta Tbk Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PT Asuransi Bina Dana Arta Tbk Interest Coverage Chart
ISX:ABDA vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, PT Asuransi Bina Dana Arta Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Bina Dana Arta Tbk Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Bina Dana Arta Tbk's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PT Asuransi Bina Dana Arta Tbk's Interest Coverage falls into.
PT Asuransi Bina Dana Arta Tbk Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. According to the industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #999999 out of 351 companies in the Insurance industry.
Is PT Asuransi Bina Dana Arta Tbk's Interest Coverage too high?
PT Asuransi Bina Dana Arta Tbk's current Interest Coverage is 0 (At Loss). Based on the distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #999999 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #999999 out of 351 companies for Interest Coverage. This places PT Asuransi Bina Dana Arta Tbk in the lower half of its industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Bina Dana Arta Tbk's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,009.40, compared to a current price of Rp3,310.00 — trading 33.9% below its estimated fair value. The current Interest Coverage is 0 (At Loss). PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued.
The current stock price of Rp3,310.00 is trading 33.9% below its estimated GF Value™ of Rp5,009.40.
GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Significantly Undervalued.
Key valuation signals for ISX:ABDA:
Interest Coverage: 0 (At Loss)
GF Value™: Rp5,009.40 vs. price of Rp3,310.00 (33.9% below fair value)
No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Bina Dana Arta Tbk Business Description
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
63GF Score
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