What is PT Asuransi Bina Dana Arta Tbk Net Margin %?
PT Asuransi Bina Dana Arta TbkISX:ABDA 63 Net Margin % is 8.81% as of Mar. 2026, which is 20% below its 10-year median of 11.07. GuruFocus rates ISX:ABDA with a GF Score™ of 63/100 and a GF Value™ of Rp5,009.40 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, PT Asuransi Bina Dana Arta Tbk ranks better than 51.79% on this metric.
The historical rank and industry rank for PT Asuransi Bina Dana Arta Tbk's Net Margin % or its related term are showing as below:
ISX:ABDA'
s Net Margin % Range Over the Past 10 Years
Min: 4.38 Med: 11.07 Max: 19.96
Current: 9.49
ISX:ABDA's Net Margin % is ranked better than 51.79% of 504
companies
in the Insurance industry
Industry Median: 9.235
vs ISX:ABDA: 9.49
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PT Asuransi Bina Dana Arta Tbk Net Margin % Related Terms
PT Asuransi Bina Dana Arta Tbk Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PT Asuransi Bina Dana Arta Tbk's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Bina Dana Arta Tbk Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Bina Dana Arta Tbk's Net Margin % distribution charts can be found below:
* The bar in red indicates where PT Asuransi Bina Dana Arta Tbk's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a Net Margin % of 8.81% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. This is 20% below median its historical median of 11.07. Over the past decade, PT Asuransi Bina Dana Arta Tbk's Net Margin % has ranged from 4.38 to 19.96. According to the industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #243 out of 504 companies in the Insurance industry, placing it in the top 48.2%.
Is PT Asuransi Bina Dana Arta Tbk's Net Margin % too high?
PT Asuransi Bina Dana Arta Tbk's current Net Margin % of 8.81% is 20% below median its 10-year median of 11.07. Over the past 10 years, this metric has ranged from a low of 4.38 to a high of 19.96. The Insurance industry median Net Margin % is 9.24. PT Asuransi Bina Dana Arta Tbk's value of 8.81% is 4.6% below this industry median. Based on the distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #243 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #243 out of 504 companies for Net Margin %. This puts PT Asuransi Bina Dana Arta Tbk in the upper half of its industry. The industry median Net Margin % is 9.24. PT Asuransi Bina Dana Arta Tbk's value of 8.81% is 4.6% below this benchmark. Historically, PT Asuransi Bina Dana Arta Tbk's own Net Margin % has ranged from 4.38 to 19.96 over the past decade. While the company's 10-year median is 11.07 vs. the industry median of 9.24, PT Asuransi Bina Dana Arta Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.24, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Bina Dana Arta Tbk's current Net Margin % of 8.81% is 4.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. For the Insurance industry, the median Net Margin % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Bina Dana Arta Tbk's current Net Margin % is 8.81%, which is 20% below median its own 10-year median of 11.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,009.40, compared to a current price of Rp3,310.00 — trading 33.9% below its estimated fair value. The current Net Margin % is 8.81%, which is 20% below median its 10-year median of 11.07 and 4.6% below the Insurance industry median of 9.24. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current Net Margin % is 8.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued.
The current stock price of Rp3,310.00 is trading 33.9% below its estimated GF Value™ of Rp5,009.40.
GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Significantly Undervalued.
Key valuation signals for ISX:ABDA:
Net Margin %: 8.81% (20% below median its 10-year median of 11.07)
GF Value™: Rp5,009.40 vs. price of Rp3,310.00 (33.9% below fair value)
Industry Position: 4.6% below the Insurance median (#243 of 504)
No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Bina Dana Arta Tbk Business Description
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
63GF Score
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