PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) PS Ratio: 1.91 (As of Jul. 08, 2026) — 46% Below Median


ISX:ABDA PT Asuransi Bina Dana Arta Tbk ISX:ABDA
56 GF Score
Price Rp3,400.00
GF Value Rp5,015.76
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Asuransi Bina Dana Arta Tbk PS Ratio?

PT Asuransi Bina Dana Arta Tbk ISX:ABDA +2.10% 56 PS Ratio is 1.91 as of Jul. 08, 2026, which is 46% below its 10-year median of 3.57. GuruFocus rates ISX:ABDA with a GF Score™ of 56/100 and a GF Value™ of Rp5,015.76 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 502 Insurance companies, PT Asuransi Bina Dana Arta Tbk ranks worse than 70.32% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PT Asuransi Bina Dana Arta Tbk's share price is Rp3400.00. PT Asuransi Bina Dana Arta Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was Rp1,781.90. Hence, PT Asuransi Bina Dana Arta Tbk's PS Ratio for today is 1.91.

The historical rank and industry rank for PT Asuransi Bina Dana Arta Tbk's PS Ratio or its related term are showing as below:

ISX:ABDA' s PS Ratio Range Over the Past 10 Years
Min: 1.38   Med: 3.57   Max: 6.1
Current: 1.91

During the past 13 years, PT Asuransi Bina Dana Arta Tbk's highest PS Ratio was 6.10. The lowest was 1.38. And the median was 3.57.

ISX:ABDA's PS Ratio is ranked worse than
70.32% of 502 companies
in the Insurance industry
Industry Median: 1.16 vs ISX:ABDA: 1.91

PT Asuransi Bina Dana Arta Tbk's Revenue per Sharefor the three months ended in Mar. 2026 was Rp541.97. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was Rp1,781.90.

During the past 12 months, the average Revenue per Share Growth Rate of PT Asuransi Bina Dana Arta Tbk was 27.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 9.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 2.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was -5.10% per year.

During the past 13 years, PT Asuransi Bina Dana Arta Tbk's highest 3-Year average Revenue per Share Growth Rate was 53.80% per year. The lowest was -14.20% per year. And the median was 7.45% per year.

Back to Basics: PS Ratio


PT Asuransi Bina Dana Arta Tbk  (ISX:ABDA) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


PT Asuransi Bina Dana Arta Tbk PS Ratio Related Terms


PT Asuransi Bina Dana Arta Tbk PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Asuransi Bina Dana Arta Tbk's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Bina Dana Arta Tbk PS Ratio Chart

PT Asuransi Bina Dana Arta Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.61 5.52 4.14 2.67 2.26

PT Asuransi Bina Dana Arta Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.44 2.15 1.85 2.26 1.46

ISX:ABDA vs CB, PGR, TRV: PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Bina Dana Arta Tbk's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Bina Dana Arta Tbk PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Bina Dana Arta Tbk's PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Asuransi Bina Dana Arta Tbk's PS Ratio falls into.


ISX:ABDA
56GF Score
PT Asuransi Bina Dana Arta Tbk ISX:ABDA
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Bina Dana Arta Tbk PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

PT Asuransi Bina Dana Arta Tbk's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=3400.00/1781.898
=1.91

PT Asuransi Bina Dana Arta Tbk's Share Price of today is Rp3400.00.
PT Asuransi Bina Dana Arta Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,781.90.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.91 mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a PS Ratio of 1.91 as of Jul. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. This is 46% below median its historical median of 3.57. Over the past decade, PT Asuransi Bina Dana Arta Tbk's PS Ratio has ranged from 1.38 to 6.10. According to the industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #353 out of 502 companies in the Insurance industry, placing it in the top 70.3%.
Is PT Asuransi Bina Dana Arta Tbk's PS Ratio too high?
PT Asuransi Bina Dana Arta Tbk's current PS Ratio of 1.91 is 46% below median its 10-year median of 3.57. Over the past 10 years, this metric has ranged from a low of 1.38 to a high of 6.10. The Insurance industry median PS Ratio is 1.16. PT Asuransi Bina Dana Arta Tbk's value of 1.91 is 64.7% above this industry median. Based on the distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #353 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #353 out of 502 companies for PS Ratio. This places PT Asuransi Bina Dana Arta Tbk in the lower half of its industry. The industry median PS Ratio is 1.16. PT Asuransi Bina Dana Arta Tbk's value of 1.91 is 64.7% above this benchmark. Historically, PT Asuransi Bina Dana Arta Tbk's own PS Ratio has ranged from 1.38 to 6.10 over the past decade. While the company's 10-year median is 3.57 vs. the industry median of 1.16, PT Asuransi Bina Dana Arta Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Bina Dana Arta Tbk's current PS Ratio of 1.91 is 64.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Bina Dana Arta Tbk's current PS Ratio is 1.91, which is 46% below median its own 10-year median of 3.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,015.76, compared to a current price of Rp3,400.00 — trading 32.2% below its estimated fair value. The current PS Ratio is 1.91, which is 46% below median its 10-year median of 3.57 and 64.7% above the Insurance industry median of 1.16. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current PS Ratio is 1.91 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued. The current stock price of Rp3,400.00 is trading 32.2% below its estimated GF Value™ of Rp5,015.76. GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ABDA:

  • PS Ratio: 1.91 (46% below median its 10-year median of 3.57)
  • GF Value™: Rp5,015.76 vs. price of Rp3,400.00 (32.2% below fair value)
  • GF Score™: 56/100 with 1 warning sign
  • Industry Position: 64.7% above the Insurance median (#353 of 502)

No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Bina Dana Arta Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 59, RT. 5 RW. 3, Plaza Asia, 27th Floor, Senayan, Kec. Kebayoran Baru, South Jakarta, Jakarta, IDN, 12190
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
56GF Score

Get the complete analysis for ISX:ABDA

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,400.00
Price
Rp5,015.76
GF Value