PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) PE Ratio without NRI: 19.69 (As of Jul. 03, 2026) — 38% Below Median


ISX:ABDA PT Asuransi Bina Dana Arta Tbk ISX:ABDA
63 GF Score
Price Rp3,310.00
GF Value Rp5,009.40
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Asuransi Bina Dana Arta Tbk PE Ratio without NRI?

PT Asuransi Bina Dana Arta Tbk ISX:ABDA 63 PE Ratio without NRI is 19.69 as of Jul. 03, 2026, which is 38% below its 10-year median of 31.91. GuruFocus rates ISX:ABDA with a GF Score™ of 63/100 and a GF Value™ of Rp5,009.40 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 450 Insurance companies, PT Asuransi Bina Dana Arta Tbk ranks worse than 75.56% on this metric.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-03), PT Asuransi Bina Dana Arta Tbk's share price is Rp3310.00. PT Asuransi Bina Dana Arta Tbk's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was Rp168.10. Therefore, PT Asuransi Bina Dana Arta Tbk's PE Ratio without NRI for today is 19.69.

During the past 13 years, PT Asuransi Bina Dana Arta Tbk's highest PE Ratio without NRI was 215.17. The lowest was 13.99. And the median was 31.91.

PT Asuransi Bina Dana Arta Tbk's EPS without NRI for the three months ended in Mar. 2026 was Rp47.99. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was Rp168.10.

As of today (2026-07-03), PT Asuransi Bina Dana Arta Tbk's share price is Rp3310.00. PT Asuransi Bina Dana Arta Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp168.34. Therefore, PT Asuransi Bina Dana Arta Tbk's PE Ratio (TTM) for today is 19.66.

During the past years, PT Asuransi Bina Dana Arta Tbk's highest PE Ratio (TTM) was 205.88. The lowest was 13.94. And the median was 31.76.

PT Asuransi Bina Dana Arta Tbk's EPS (Diluted) for the three months ended in Mar. 2026 was Rp47.73. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp168.34.

PT Asuransi Bina Dana Arta Tbk's EPS (Basic) for the three months ended in Mar. 2026 was Rp47.73. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp169.13.


PT Asuransi Bina Dana Arta Tbk  (ISX:ABDA) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


PT Asuransi Bina Dana Arta Tbk PE Ratio without NRI Related Terms


PT Asuransi Bina Dana Arta Tbk PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for PT Asuransi Bina Dana Arta Tbk's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Bina Dana Arta Tbk PE Ratio without NRI Chart

PT Asuransi Bina Dana Arta Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.13 47.34 46.11 60.98 22.46

PT Asuransi Bina Dana Arta Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.56 43.15 29.28 22.46 15.47

ISX:ABDA vs CB, PGR, TRV: PE Ratio without NRI Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Bina Dana Arta Tbk's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Bina Dana Arta Tbk PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Bina Dana Arta Tbk's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where PT Asuransi Bina Dana Arta Tbk's PE Ratio without NRI falls into.


ISX:ABDA
63GF Score
PT Asuransi Bina Dana Arta Tbk ISX:ABDA
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Bina Dana Arta Tbk PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

PT Asuransi Bina Dana Arta Tbk's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=3310.00/168.095
=19.69

PT Asuransi Bina Dana Arta Tbk's Share Price of today is Rp3310.00.
PT Asuransi Bina Dana Arta Tbk's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp168.10.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 19.69 mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a PE Ratio without NRI of 19.69 as of Jul. 03, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. This is 38% below median its historical median of 31.91. Over the past decade, PT Asuransi Bina Dana Arta Tbk's PE Ratio without NRI has ranged from 13.99 to 215.17. According to the industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #340 out of 450 companies in the Insurance industry, placing it in the top 75.6%.
Is PT Asuransi Bina Dana Arta Tbk's PE Ratio without NRI too high?
PT Asuransi Bina Dana Arta Tbk's current PE Ratio without NRI of 19.69 is 38% below median its 10-year median of 31.91. Over the past 10 years, this metric has ranged from a low of 13.99 to a high of 215.17. The Insurance industry median PE Ratio without NRI is 12.03. PT Asuransi Bina Dana Arta Tbk's value of 19.69 is 63.7% above this industry median. Based on the distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #340 out of 450 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's PE Ratio without NRI compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #340 out of 450 companies for PE Ratio without NRI. This places PT Asuransi Bina Dana Arta Tbk in the lower half of its industry. The industry median PE Ratio without NRI is 12.03. PT Asuransi Bina Dana Arta Tbk's value of 19.69 is 63.7% above this benchmark. Historically, PT Asuransi Bina Dana Arta Tbk's own PE Ratio without NRI has ranged from 13.99 to 215.17 over the past decade. While the company's 10-year median is 31.91 vs. the industry median of 12.03, PT Asuransi Bina Dana Arta Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for an Insurance company?
The median PE Ratio without NRI among Insurance companies is 12.03, based on 450 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Bina Dana Arta Tbk's current PE Ratio without NRI of 19.69 is 63.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. For the Insurance industry, the median PE Ratio without NRI is 12.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Bina Dana Arta Tbk's current PE Ratio without NRI is 19.69, which is 38% below median its own 10-year median of 31.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,009.40, compared to a current price of Rp3,310.00 — trading 33.9% below its estimated fair value. The current PE Ratio without NRI is 19.69, which is 38% below median its 10-year median of 31.91 and 63.7% above the Insurance industry median of 12.03. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current PE Ratio without NRI is 19.69 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued. The current stock price of Rp3,310.00 is trading 33.9% below its estimated GF Value™ of Rp5,009.40. GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ABDA:

  • PE Ratio without NRI: 19.69 (38% below median its 10-year median of 31.91)
  • GF Value™: Rp5,009.40 vs. price of Rp3,310.00 (33.9% below fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 63.7% above the Insurance median (#340 of 450)

No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Bina Dana Arta Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 59, RT. 5 RW. 3, Plaza Asia, 27th Floor, Senayan, Kec. Kebayoran Baru, South Jakarta, Jakarta, IDN, 12190
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
63GF Score

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PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,310.00
Price
Rp5,009.40
GF Value