PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Cyclically Adjusted PS Ratio: 1.79 (As of Jul. 20, 2026) — 38% Below Median

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ISX:ABDA PT Asuransi Bina Dana Arta Tbk ISX:ABDA
61 GF Score
Price Rp3,390.00
GF Value Rp5,031.02
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio?

PT Asuransi Bina Dana Arta Tbk ISX:ABDA 61 Cyclically Adjusted PS Ratio is 1.79 as of Jul. 20, 2026, which is 38% below its 10-year median of 2.90. GuruFocus rates ISX:ABDA with a GF Score™ of 61/100 and a GF Value™ of Rp5,031.02 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 411 Insurance companies, PT Asuransi Bina Dana Arta Tbk ranks worse than 68.37% on this metric.

As of today (2026-07-20), PT Asuransi Bina Dana Arta Tbk's current share price is Rp3390.00. PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was Rp1,896.83. PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio for today is 1.79.

The historical rank and industry rank for PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

ISX:ABDA' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.18   Med: 2.9   Max: 3.81
Current: 1.79

During the past years, PT Asuransi Bina Dana Arta Tbk's highest Cyclically Adjusted PS Ratio was 3.81. The lowest was 1.18. And the median was 2.90.

ISX:ABDA's Cyclically Adjusted PS Ratio is ranked worse than
68.37% of 411 companies
in the Insurance industry
Industry Median: 1.21 vs ISX:ABDA: 1.79

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Asuransi Bina Dana Arta Tbk's adjusted revenue per share data for the three months ended in Mar. 2026 was Rp541.969. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp1,896.83 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Asuransi Bina Dana Arta Tbk  (ISX:ABDA) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio Related Terms


PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio Chart

PT Asuransi Bina Dana Arta Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.88 3.23 2.81 1.92 1.91

PT Asuransi Bina Dana Arta Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.75 1.77 1.56 1.91 1.37

ISX:ABDA vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:ABDA
61GF Score
PT Asuransi Bina Dana Arta Tbk ISX:ABDA
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3390.00/1896.83
=1.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PT Asuransi Bina Dana Arta Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=541.969/136.5387*136.5387
=541.969

Current CPI (Mar. 2026) = 136.5387.

PT Asuransi Bina Dana Arta Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 579.887 103.212 767.128
201609 506.489 104.142 664.046
201612 545.335 105.222 707.641
201703 498.278 106.476 638.964
201706 547.067 107.722 693.416
201709 516.034 108.020 652.271
201712 466.419 109.017 584.169
201803 496.575 110.097 615.839
201806 553.259 111.085 680.033
201809 529.444 111.135 650.469
201812 430.883 112.430 523.279
201903 468.384 112.829 566.812
201906 476.839 114.730 567.479
201909 446.033 114.905 530.012
201912 379.758 115.486 448.987
202003 434.882 116.252 510.770
202006 363.762 116.630 425.857
202009 347.144 116.397 407.216
202012 315.526 117.318 367.220
202103 344.177 117.840 398.791
202106 323.702 118.184 373.975
202109 313.480 118.262 361.927
202112 288.892 119.516 330.039
202203 362.325 120.948 409.030
202206 305.003 123.322 337.690
202209 300.004 125.298 326.917
202212 246.911 126.098 267.355
202303 356.766 126.953 383.705
202306 341.735 127.663 365.494
202309 350.495 128.151 373.434
202312 353.603 129.395 373.126
202403 390.498 130.607 408.233
202406 348.390 130.792 363.699
202409 386.999 130.361 405.339
202412 297.579 131.432 309.142
202503 359.946 131.948 372.468
202506 540.105 133.241 553.474
202509 408.629 133.819 416.934
202512 291.195 135.271 293.924
202603 541.969 136.539 541.969

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.79 mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a Cyclically Adjusted PS Ratio of 1.79 as of Jul. 20, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. This is 38% below median its historical median of 2.90. Over the past decade, PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio has ranged from 1.18 to 3.81. According to the industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #281 out of 411 companies in the Insurance industry, placing it in the top 68.4%.
Is PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio too high?
PT Asuransi Bina Dana Arta Tbk's current Cyclically Adjusted PS Ratio of 1.79 is 38% below median its 10-year median of 2.90. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 3.81. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. PT Asuransi Bina Dana Arta Tbk's value of 1.79 is 47.9% above this industry median. Based on the distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #281 out of 411 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #281 out of 411 companies for Cyclically Adjusted PS Ratio. This places PT Asuransi Bina Dana Arta Tbk in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. PT Asuransi Bina Dana Arta Tbk's value of 1.79 is 47.9% above this benchmark. Historically, PT Asuransi Bina Dana Arta Tbk's own Cyclically Adjusted PS Ratio has ranged from 1.18 to 3.81 over the past decade. While the company's 10-year median is 2.90 vs. the industry median of 1.21, PT Asuransi Bina Dana Arta Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Bina Dana Arta Tbk's current Cyclically Adjusted PS Ratio of 1.79 is 47.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Bina Dana Arta Tbk's current Cyclically Adjusted PS Ratio is 1.79, which is 38% below median its own 10-year median of 2.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,031.02, compared to a current price of Rp3,390.00 — trading 32.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.79, which is 38% below median its 10-year median of 2.90 and 47.9% above the Insurance industry median of 1.21. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current Cyclically Adjusted PS Ratio is 1.79 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued. The current stock price of Rp3,390.00 is trading 32.6% below its estimated GF Value™ of Rp5,031.02. GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ABDA:

  • Cyclically Adjusted PS Ratio: 1.79 (38% below median its 10-year median of 2.90)
  • GF Value™: Rp5,031.02 vs. price of Rp3,390.00 (32.6% below fair value)
  • GF Score™: 61/100 with 1 warning sign
  • Industry Position: 47.9% above the Insurance median (#281 of 411)

No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Bina Dana Arta Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 59, RT. 5 RW. 3, Plaza Asia, 27th Floor, Senayan, Kec. Kebayoran Baru, South Jakarta, Jakarta, IDN, 12190
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
61GF Score

Get the complete analysis for ISX:ABDA

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,390.00
Price
Rp5,031.02
GF Value