PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Cyclically Adjusted PS Ratio: 2.12 (As of Sep. 03, 2026) — 27% Below Median

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ISX:ABDA PT Asuransi Bina Dana Arta Tbk ISX:ABDA
49 GF Score
Price Rp3,990.00
GF Value Rp4,510.98
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio?

PT Asuransi Bina Dana Arta Tbk ISX:ABDA -0.25% 49 Cyclically Adjusted PS Ratio is 2.12 as of Sep. 03, 2026, which is 27% below its 10-year median of 2.89. GuruFocus rates ISX:ABDA with a GF Score™ of 49/100 and a GF Value™ of Rp4,510.98 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 400 Insurance companies, PT Asuransi Bina Dana Arta Tbk ranks worse than 73.5% on this metric.

As of today (2026-09-03), PT Asuransi Bina Dana Arta Tbk's current share price is Rp3990.00. PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was Rp1,882.09. PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio for today is 2.12.

The historical rank and industry rank for PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

ISX:ABDA' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.18   Med: 2.89   Max: 3.81
Current: 2.02

During the past years, PT Asuransi Bina Dana Arta Tbk's highest Cyclically Adjusted PS Ratio was 3.81. The lowest was 1.18. And the median was 2.89.

ISX:ABDA's Cyclically Adjusted PS Ratio is ranked worse than
73.5% of 400 companies
in the Insurance industry
Industry Median: 1.27 vs ISX:ABDA: 2.02

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Asuransi Bina Dana Arta Tbk's adjusted revenue per share data for the three months ended in Jun. 2026 was Rp465.683. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp1,882.09 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Asuransi Bina Dana Arta Tbk  (ISX:ABDA) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio Related Terms


PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio Chart

PT Asuransi Bina Dana Arta Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.88 3.23 2.81 1.92 1.91

PT Asuransi Bina Dana Arta Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.77 1.56 1.91 1.37 1.76

ISX:ABDA vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:ABDA
49GF Score
PT Asuransi Bina Dana Arta Tbk ISX:ABDA
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3990.00/1882.09
=2.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, PT Asuransi Bina Dana Arta Tbk's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=465.683/137.6954*137.6954
=465.683

Current CPI (Jun. 2026) = 137.6954.

PT Asuransi Bina Dana Arta Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 506.489 104.142 669.672
201612 545.335 105.222 713.636
201703 498.278 106.476 644.377
201706 547.067 107.722 699.290
201709 516.034 108.020 657.797
201712 466.419 109.017 589.117
201803 496.575 110.097 621.056
201806 553.259 111.085 685.794
201809 529.444 111.135 655.980
201812 430.883 112.430 527.712
201903 468.384 112.829 571.614
201906 476.839 114.730 572.286
201909 446.033 114.905 534.502
201912 379.758 115.486 452.791
202003 434.882 116.252 515.097
202006 363.762 116.630 429.464
202009 347.144 116.397 410.666
202012 315.526 117.318 370.331
202103 344.177 117.840 402.170
202106 323.702 118.184 377.143
202109 313.480 118.262 364.994
202112 288.892 119.516 332.835
202203 362.325 120.948 412.495
202206 305.003 123.322 340.551
202209 300.004 125.298 329.686
202212 246.911 126.098 269.620
202303 356.766 126.953 386.956
202306 341.735 127.663 368.591
202309 350.495 128.151 376.598
202312 353.603 129.395 376.287
202403 390.498 130.607 411.691
202406 348.390 130.792 366.780
202409 386.999 130.361 408.773
202412 297.579 131.432 311.761
202503 359.946 131.948 375.623
202506 520.170 133.241 537.561
202509 428.564 133.819 440.978
202512 291.195 135.271 296.414
202603 541.969 136.539 546.560
202606 465.683 137.695 465.683

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.12 mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a Cyclically Adjusted PS Ratio of 2.12 as of Sep. 03, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. This is 27% below median its historical median of 2.89. Over the past decade, PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio has ranged from 1.18 to 3.81. According to the industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #294 out of 400 companies in the Insurance industry, placing it in the top 73.5%.
Is PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio too high?
PT Asuransi Bina Dana Arta Tbk's current Cyclically Adjusted PS Ratio of 2.12 is 27% below median its 10-year median of 2.89. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 3.81. The Insurance industry median Cyclically Adjusted PS Ratio is 1.27. PT Asuransi Bina Dana Arta Tbk's value of 2.12 is 66.9% above this industry median. Based on the distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #294 out of 400 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #294 out of 400 companies for Cyclically Adjusted PS Ratio. This places PT Asuransi Bina Dana Arta Tbk in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.27. PT Asuransi Bina Dana Arta Tbk's value of 2.12 is 66.9% above this benchmark. Historically, PT Asuransi Bina Dana Arta Tbk's own Cyclically Adjusted PS Ratio has ranged from 1.18 to 3.81 over the past decade. While the company's 10-year median is 2.89 vs. the industry median of 1.27, PT Asuransi Bina Dana Arta Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.27, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Bina Dana Arta Tbk's current Cyclically Adjusted PS Ratio of 2.12 is 66.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Bina Dana Arta Tbk's current Cyclically Adjusted PS Ratio is 2.12, which is 27% below median its own 10-year median of 2.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,510.98, compared to a current price of Rp3,990.00 — trading 11.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.12, which is 27% below median its 10-year median of 2.89 and 66.9% above the Insurance industry median of 1.27. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current Cyclically Adjusted PS Ratio is 2.12 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued. The current stock price of Rp3,990.00 is trading 11.5% below its estimated GF Value™ of Rp4,510.98. GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Modestly Undervalued.

Key valuation signals for ISX:ABDA:

  • Cyclically Adjusted PS Ratio: 2.12 (27% below median its 10-year median of 2.89)
  • GF Value™: Rp4,510.98 vs. price of Rp3,990.00 (11.5% below fair value)
  • GF Score™: 49/100 with 3 warning signs
  • Industry Position: 66.9% above the Insurance median (#294 of 400)

No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Bina Dana Arta Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 59, RT. 5 RW. 3, Plaza Asia, 27th Floor, Senayan, Kec. Kebayoran Baru, South Jakarta, Jakarta, IDN, 12190
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
49GF Score

Get the complete analysis for ISX:ABDA

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,990.00
Price
Rp4,510.98
GF Value