PT Asuransi Bina Dana Arta TbkISX:ABDA -0.87%61 Return-on-Tangible-Equity is 6.67% as of Mar. 2026, which is 4% above its 10-year median of 6.40. GuruFocus rates ISX:ABDA with a GF Score™ of 61/100 and a GF Value™ of Rp5,020.84 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 499 Insurance companies, PT Asuransi Bina Dana Arta Tbk ranks worse than 74.55% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. PT Asuransi Bina Dana Arta Tbk's annualized net income for the quarter that ended in Mar. 2026 was Rp118,531 Mil. PT Asuransi Bina Dana Arta Tbk's average shareholder tangible equity for the quarter that ended in Mar. 2026 was Rp1,776,677 Mil. Therefore, PT Asuransi Bina Dana Arta Tbk's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 6.67%.
The historical rank and industry rank for PT Asuransi Bina Dana Arta Tbk's Return-on-Tangible-Equity or its related term are showing as below:
ISX:ABDA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.44 Med: 6.4 Max: 14.14
Current: 6.23
During the past 13 years, PT Asuransi Bina Dana Arta Tbk's highest Return-on-Tangible-Equity was 14.14%. The lowest was 2.44%. And the median was 6.40%.
ISX:ABDA's Return-on-Tangible-Equity is ranked worse than 74.55% of 499
companies
in the Insurance industry
Industry Median: 13.32
vs ISX:ABDA: 6.23
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
PT Asuransi Bina Dana Arta Tbk Return-on-Tangible-Equity Related Terms
PT Asuransi Bina Dana Arta Tbk Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Bina Dana Arta Tbk Return-on-Tangible-Equity Chart
ISX:ABDA vs CB, PGR, TRV: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, PT Asuransi Bina Dana Arta Tbk's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Bina Dana Arta Tbk Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Bina Dana Arta Tbk's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where PT Asuransi Bina Dana Arta Tbk's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 6.67% mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a Return-on-Tangible-Equity of 6.67% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. This is near median its historical median of 6.40. Over the past decade, PT Asuransi Bina Dana Arta Tbk's Return-on-Tangible-Equity has ranged from 2.44 to 14.14. According to the industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #372 out of 499 companies in the Insurance industry, placing it in the top 74.5%.
Is PT Asuransi Bina Dana Arta Tbk's Return-on-Tangible-Equity too high?
PT Asuransi Bina Dana Arta Tbk's current Return-on-Tangible-Equity of 6.67% is near median its 10-year median of 6.40. Over the past 10 years, this metric has ranged from a low of 2.44 to a high of 14.14. The Insurance industry median Return-on-Tangible-Equity is 13.32. PT Asuransi Bina Dana Arta Tbk's value of 6.67% is 49.9% below this industry median. Based on the distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #372 out of 499 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's Return-on-Tangible-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #372 out of 499 companies for Return-on-Tangible-Equity. This places PT Asuransi Bina Dana Arta Tbk in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.32. PT Asuransi Bina Dana Arta Tbk's value of 6.67% is 49.9% below this benchmark. Historically, PT Asuransi Bina Dana Arta Tbk's own Return-on-Tangible-Equity has ranged from 2.44 to 14.14 over the past decade. While the company's 10-year median is 6.40 vs. the industry median of 13.32, PT Asuransi Bina Dana Arta Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Bina Dana Arta Tbk's current Return-on-Tangible-Equity of 6.67% is 49.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Bina Dana Arta Tbk's current Return-on-Tangible-Equity is 6.67%, which is near median its own 10-year median of 6.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,020.84, compared to a current price of Rp3,400.00 — trading 32.3% below its estimated fair value. The current Return-on-Tangible-Equity is 6.67%, which is near median its 10-year median of 6.40 and 49.9% below the Insurance industry median of 13.32. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current Return-on-Tangible-Equity is 6.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued.
The current stock price of Rp3,400.00 is trading 32.3% below its estimated GF Value™ of Rp5,020.84.
GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Significantly Undervalued.
Key valuation signals for ISX:ABDA:
Return-on-Tangible-Equity: 6.67% (near median its 10-year median of 6.40)
GF Value™: Rp5,020.84 vs. price of Rp3,400.00 (32.3% below fair value)
Industry Position: 49.9% below the Insurance median (#372 of 499)
No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Bina Dana Arta Tbk Business Description
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
61GF Score
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