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PT Asuransi Bina Dana Arta TbkISX:ABDA 61 Cyclically Adjusted PB Ratio is 1.30 as of Jul. 25, 2026, which is 48% below its 10-year median of 2.52. GuruFocus rates ISX:ABDA with a GF Score™ of 61/100 and a GF Value™ of Rp5,037.37 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 416 Insurance companies, PT Asuransi Bina Dana Arta Tbk ranks better than 54.81% on this metric.
The historical rank and industry rank for PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PB Ratio or its related term are showing as below:
ISX:ABDA'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.85 Med: 2.52 Max: 3.75
Current: 1.3
During the past years, PT Asuransi Bina Dana Arta Tbk's highest Cyclically Adjusted PB Ratio was 3.75. The lowest was 0.85. And the median was 2.52.
ISX:ABDA's Cyclically Adjusted PB Ratio is ranked better than 54.81% of 416
companies
in the Insurance industry
Industry Median: 1.39
vs ISX:ABDA: 1.30
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
PT Asuransi Bina Dana Arta Tbk's adjusted book value per share data for the three months ended in Mar. 2026 was Rp2,856.644. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp2,639.03 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PB Ratio Related Terms
PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PB Ratio Chart
ISX:ABDA vs CB, PGR, TRV: Cyclically Adjusted PB Ratio Comparison
For the Insurance - Property & Casualty subindustry, PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PB Ratio falls into.
PT Asuransi Bina Dana Arta Tbk Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 1.30 mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a Cyclically Adjusted PB Ratio of 1.30 as of Jul. 25, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. This is 48% below median its historical median of 2.52. Over the past decade, PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PB Ratio has ranged from 0.85 to 3.75. According to the industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #188 out of 416 companies in the Insurance industry, placing it in the top 45.2%.
Is PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PB Ratio too high?
PT Asuransi Bina Dana Arta Tbk's current Cyclically Adjusted PB Ratio of 1.30 is 48% below median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 3.75. The Insurance industry median Cyclically Adjusted PB Ratio is 1.39. PT Asuransi Bina Dana Arta Tbk's value of 1.30 is 6.5% below this industry median. Based on the distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #188 out of 416 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's Cyclically Adjusted PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #188 out of 416 companies for Cyclically Adjusted PB Ratio. This puts PT Asuransi Bina Dana Arta Tbk in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.39. PT Asuransi Bina Dana Arta Tbk's value of 1.30 is 6.5% below this benchmark. Historically, PT Asuransi Bina Dana Arta Tbk's own Cyclically Adjusted PB Ratio has ranged from 0.85 to 3.75 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 1.39, PT Asuransi Bina Dana Arta Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.39, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Bina Dana Arta Tbk's current Cyclically Adjusted PB Ratio of 1.30 is 6.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Bina Dana Arta Tbk's current Cyclically Adjusted PB Ratio is 1.30, which is 48% below median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,037.37, compared to a current price of Rp3,430.00 — trading 31.9% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.30, which is 48% below median its 10-year median of 2.52 and 6.5% below the Insurance industry median of 1.39. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current Cyclically Adjusted PB Ratio is 1.30 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued.
The current stock price of Rp3,430.00 is trading 31.9% below its estimated GF Value™ of Rp5,037.37.
GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Significantly Undervalued.
Key valuation signals for ISX:ABDA:
Cyclically Adjusted PB Ratio: 1.30 (48% below median its 10-year median of 2.52)
GF Value™: Rp5,037.37 vs. price of Rp3,430.00 (31.9% below fair value)
Industry Position: 6.5% below the Insurance median (#188 of 416)
No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Bina Dana Arta Tbk Business Description
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
61GF Score
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