PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Retained Earnings: Rp1,595,287 Mil (As of Jun. 2026)

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ISX:ABDA PT Asuransi Bina Dana Arta Tbk ISX:ABDA
48 GF Score
Price Rp5,200.00
GF Value Rp4,518.97
Valuation Modestly Overvalued
! 4 Warning Signs
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What is PT Asuransi Bina Dana Arta Tbk Retained Earnings?

PT Asuransi Bina Dana Arta Tbk ISX:ABDA +5.05% 48 Retained Earnings is Rp1,595,287 Mil as of Jun. 2026. GuruFocus rates ISX:ABDA with a GF Score™ of 48/100 and a GF Value™ of Rp4,518.97 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Asuransi Bina Dana Arta Tbk's retained earnings for the quarter that ended in Jun. 2026 was Rp1,595,287 Mil.

PT Asuransi Bina Dana Arta Tbk's quarterly retained earnings increased from Dec. 2025 (Rp1,509,568 Mil) to Mar. 2026 (Rp1,539,234 Mil) and increased from Mar. 2026 (Rp1,539,234 Mil) to Jun. 2026 (Rp1,595,287 Mil).

PT Asuransi Bina Dana Arta Tbk's annual retained earnings increased from Dec. 2023 (Rp1,261,832 Mil) to Dec. 2024 (Rp1,403,723 Mil) and increased from Dec. 2024 (Rp1,403,723 Mil) to Dec. 2025 (Rp1,509,568 Mil).


PT Asuransi Bina Dana Arta Tbk  (ISX:ABDA) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PT Asuransi Bina Dana Arta Tbk Retained Earnings Historical Data

* Premium members only.

The historical data trend for PT Asuransi Bina Dana Arta Tbk's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Bina Dana Arta Tbk Retained Earnings Chart

PT Asuransi Bina Dana Arta Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,137,206.57 1,177,501.00 1,261,832.31 1,403,723.35 1,509,567.72

PT Asuransi Bina Dana Arta Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,390,795.50 1,404,321.83 1,509,567.72 1,539,233.59 1,595,287.30
ISX:ABDA
48GF Score
PT Asuransi Bina Dana Arta Tbk ISX:ABDA
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Bina Dana Arta Tbk Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of Rp1,595,287 Mil mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a Retained Earnings of Rp1,595,287 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors.
Is PT Asuransi Bina Dana Arta Tbk's Retained Earnings too high?
PT Asuransi Bina Dana Arta Tbk's current Retained Earnings is Rp1,595,287 Mil. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's Retained Earnings compare to CB and PGR?
PT Asuransi Bina Dana Arta Tbk's Retained Earnings of Rp1,595,287 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. PT Asuransi Bina Dana Arta Tbk's current Retained Earnings is Rp1,595,287 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp4,518.97, compared to a current price of Rp5,200.00 — trading 15.1% above its estimated fair value. The current Retained Earnings is Rp1,595,287 Mil. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current Retained Earnings is Rp1,595,287 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be overvalued. The current stock price of Rp5,200.00 is trading 15.1% above its estimated GF Value™ of Rp4,518.97. GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Modestly Overvalued.

Key valuation signals for ISX:ABDA:

  • Retained Earnings: Rp1,595,287 Mil
  • GF Value™: Rp4,518.97 vs. price of Rp5,200.00 (15.1% above fair value)
  • GF Score™: 48/100 with 4 warning signs

No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Bina Dana Arta Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 59, RT. 5 RW. 3, Plaza Asia, 27th Floor, Senayan, Kec. Kebayoran Baru, South Jakarta, Jakarta, IDN, 12190
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
48GF Score

Get the complete analysis for ISX:ABDA

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp5,200.00
Price
Rp4,518.97
GF Value