PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Scaled Net Operating Assets: -0.10 (As of Mar. 2026)


ISX:ABDA PT Asuransi Bina Dana Arta Tbk ISX:ABDA
63 GF Score
Price Rp3,310.00
GF Value Rp5,009.40
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Asuransi Bina Dana Arta Tbk Scaled Net Operating Assets?

PT Asuransi Bina Dana Arta Tbk ISX:ABDA 63 Scaled Net Operating Assets is -0.10 as of Mar. 2026. GuruFocus rates ISX:ABDA with a GF Score™ of 63/100 and a GF Value™ of Rp5,009.40 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Asuransi Bina Dana Arta Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp750,038 Mil. PT Asuransi Bina Dana Arta Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp1,038,859 Mil. PT Asuransi Bina Dana Arta Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp2,753,859 Mil. Therefore, PT Asuransi Bina Dana Arta Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.10.

ISX:ABDA
63GF Score
PT Asuransi Bina Dana Arta Tbk ISX:ABDA
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Bina Dana Arta Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Asuransi Bina Dana Arta Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1834814.829-973881.188)/2653740.822
=0.32

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2753858.624 - 919043.795
=1834814.829

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=973881.188 - 0 - 0
=973881.188

PT Asuransi Bina Dana Arta Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(750037.64-1038859.199)/2753858.624
=-0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2812332.281 - 2062294.641
=750037.64

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1038859.199 - 0 - 0
=1038859.199

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.10 mean?
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a Scaled Net Operating Assets of -0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors.
Is PT Asuransi Bina Dana Arta Tbk's Scaled Net Operating Assets too high?
PT Asuransi Bina Dana Arta Tbk's current Scaled Net Operating Assets is -0.10. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's Scaled Net Operating Assets compare to CB and PGR?
PT Asuransi Bina Dana Arta Tbk's Scaled Net Operating Assets of -0.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. PT Asuransi Bina Dana Arta Tbk's current Scaled Net Operating Assets is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,009.40, compared to a current price of Rp3,310.00 — trading 33.9% below its estimated fair value. The current Scaled Net Operating Assets is -0.10. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current Scaled Net Operating Assets is -0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued. The current stock price of Rp3,310.00 is trading 33.9% below its estimated GF Value™ of Rp5,009.40. GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ABDA:

  • Scaled Net Operating Assets: -0.10
  • GF Value™: Rp5,009.40 vs. price of Rp3,310.00 (33.9% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Asuransi Bina Dana Arta Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 59, RT. 5 RW. 3, Plaza Asia, 27th Floor, Senayan, Kec. Kebayoran Baru, South Jakarta, Jakarta, IDN, 12190
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
63GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,310.00
Price
Rp5,009.40
GF Value