Navient (FRA:10D) Tariff Resilience Score: 9/10 (As of Jul. 11, 2026)


FRA:10D Navient Corp FRA:10D
51 GF Score
Price €6.90
GF Value €8.73
! 3 Warning Signs
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What is Navient Tariff Resilience Score?

Navient FRA:10D -0.72% 51 Tariff Resilience Score is 9 as of Jul. 11, 2026. GuruFocus rates FRA:10D with a GF Score™ of 51/100 and a GF Value™ of €8.73. The stock has 3 warning signs investors should review. Among 564 Credit Services companies, Navient ranks better than 99.47% on this metric.

Navient has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Navient has Navient operates in the financial services sector, which is not directly impacted by trade tariffs. Its operations are primarily domestic, and it has no significant exposure to global supply chain risks.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Navient might have Highly Resilient.

Navient  (FRA:10D) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Navient Tariff Resilience Score Related Terms

FRA:10D vs OPFI, GDOT, PRAA: Tariff Resilience Score Comparison

For the Credit Services subindustry, Navient's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Navient Tariff Resilience Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Navient's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Navient's Tariff Resilience Score falls into.


FRA:10D
51GF Score
Navient Corp FRA:10D
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Navient (FRA:10D) has a Tariff Resilience Score of 9 as of Jul. 11, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Navient ranks #3 out of 564 companies in the Credit Services industry, placing it in the top 0.5%.
Is Navient's Tariff Resilience Score too high?
Navient's current Tariff Resilience Score is 9. Based on the distribution chart, Navient ranks #3 out of 564 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Navient has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Navient's Tariff Resilience Score compare to OPFI and GDOT?
According to the Credit Services industry distribution chart, Navient ranks #3 out of 564 companies for Tariff Resilience Score. This places Navient in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Credit Services company?
A good Tariff Resilience Score depends on the Credit Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Navient's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Navient stock overvalued right now?
Navient (FRA:10D) has a current Tariff Resilience Score of 9. The stock's GF Value™ is €8.73, compared to a current price of €6.90 — trading 21% below its estimated fair value. The current Tariff Resilience Score is 9. Navient's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Navient (FRA:10D), the current Tariff Resilience Score is 9 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Navient (FRA:10D) Overvalued in 2026?

Based on GuruFocus' analysis, Navient stock appears to be undervalued. The current stock price of €6.90 is trading 21% below its estimated GF Value™ of €8.73.

Key valuation signals for FRA:10D:

  • Tariff Resilience Score: 9
  • GF Value™: €8.73 vs. price of €6.90 (21% below fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the FRA:10D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Navient Business Description

Other Exchanges NAVI:USA0K5R:UK10D:Germany
Address 13865 Sunrise Valley Drive, Herndon, VA, USA, 20171
Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
51GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.90
Price
€8.73
GF Value