Upstart HoldingsFRA:855 -2.58%62 Buyback Yield % is 3.00 as of Jul. 04, 2026, which is 200% above its 10-year median of 1.00. GuruFocus rates FRA:855 with a GF Score™ of 62/100 and a GF Value™ of €53.80 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 179 Credit Services companies, Upstart Holdings ranks better than 83.24% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
The historical data trend for Upstart Holdings's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:855 vs WU, BFH, AGM.A: Buyback Yield % Comparison
For the Credit Services subindustry, Upstart Holdings's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upstart Holdings Buyback Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Upstart Holdings's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Upstart Holdings's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upstart Holdings (FRA:855) has a Buyback Yield % of 3.00 as of Jul. 04, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Upstart Holdings and its competitors. This is 200% above median its historical median of 1.00. According to the industry distribution chart, Upstart Holdings ranks #30 out of 179 companies in the Credit Services industry, placing it in the top 16.8%.
Is Upstart Holdings' Buyback Yield % too high?
Upstart Holdings' current Buyback Yield % of 3.00 is 200% above median its 10-year median of 1.00. Based on the distribution chart, Upstart Holdings ranks #30 out of 179 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Upstart Holdings has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' Buyback Yield % compare to WU and BFH?
According to the Credit Services industry distribution chart, Upstart Holdings ranks #30 out of 179 companies for Buyback Yield %. This places Upstart Holdings in the top 17% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
A good Buyback Yield % depends on the Credit Services industry context. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Upstart Holdings and its competitors. Upstart Holdings's current Buyback Yield % is 3.00, which is 200% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Based on GuruFocus' analysis, Upstart Holdings (FRA:855) is currently considered Possible Value Trap. The stock's GF Value™ is €53.80, compared to a current price of €30.22 — trading 43.8% below its estimated fair value. The current Buyback Yield % is 3.00, which is 200% above median its 10-year median of 1.00. Upstart Holdings' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Upstart Holdings (FRA:855), the current Buyback Yield % is 3.00 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upstart Holdings (FRA:855) Overvalued in 2026?
Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued.
The current stock price of €30.22 is trading 43.8% below its estimated GF Value™ of €53.80.
GuruFocus considers Upstart Holdings to be Possible Value Trap.
Key valuation signals for FRA:855:
Buyback Yield %: 3.00 (200% above median its 10-year median of 1.00)
GF Value™: €53.80 vs. price of €30.22 (43.8% below fair value)
No single metric tells the full story. See the FRA:855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
62GF Score
Get the complete analysis for FRA:855
Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:855 has been successfully added to your 
