Upstart Holdings (FRA:855) LT-Debt-to-Total-Asset : 0.53 (As of Dec. 2024)

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What is Upstart Holdings LT-Debt-to-Total-Asset?

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Upstart Holdings's long-term debt to total assests ratio for the quarter that ended in Dec. 2024 was 0.53.

Upstart Holdings's long-term debt to total assets ratio increased from Dec. 2023 (0.36) to Dec. 2024 (0.53). It may suggest that Upstart Holdings is progressively becoming more dependent on debt to grow their business.

Upstart Holdings LT-Debt-to-Total-Asset Historical Data

The historical data trend for Upstart Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Upstart Holdings LT-Debt-to-Total-Asset Chart

Upstart Holdings Annual Data

Trend

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

LT-Debt-to-Total-Asset

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0.09

0.41

0.39

0.36

0.53

Upstart Holdings Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.36	0.37	0.39	0.43	0.53

Upstart Holdings LT-Debt-to-Total-Asset Calculation

Upstart Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )	/	Total Assets (A: Dec. 2024 )
	=	1200.283	/	2260.445
	=	0.53

Upstart Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (Q: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2024 )	/	Total Assets (Q: Dec. 2024 )
	=	1200.283	/	2260.445
	=	0.53

Upstart Holdings (FRA:855) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Upstart Holdings LT-Debt-to-Total-Asset Related Terms

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Upstart Holdings Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Upstart Holdings Inc (FRA:855) » Definitions » LT-Debt-to-Total-Asset

Comparable Companies

QFIN OMF SLM CACC FCFS NNI WU BFH LU ENVA V MA AXP COF PYPL BOM:500034 DFS SYF BOM:543257 SOFI

Traded in Other Exchanges

UPST:USA UPST:Mexico

Address

2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403

Website

https://www.upstart.com

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

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