Upstart Holdings (FRA:855) Valuation Rank


FRA:855 Upstart Holdings Inc FRA:855
62 GF Score
Price €27.70
GF Value €50.49
Valuation Possible Value Trap
! 5 Warning Signs
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What is Upstart Holdings Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

Upstart Holdings Valuation Rank Related Terms

FRA:855
62GF Score
Upstart Holdings Inc FRA:855
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Upstart Holdings (FRA:855) Overvalued in 2026?

Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued. The current stock price of €27.70 is trading 45.1% below its estimated GF Value™ of €50.49. GuruFocus considers Upstart Holdings to be Possible Value Trap.

Key valuation signals for FRA:855:

  • Valuation Rank:
  • GF Value™: €50.49 vs. price of €27.70 (45.1% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the FRA:855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upstart Holdings Business Description

Address 2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
62GF Score

Get the complete analysis for FRA:855

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.70
Price
€50.49
GF Value