GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Upstart Holdings Inc (FRA:855) » Definitions » Debt-to-Revenue

Upstart Holdings (FRA:855) Debt-to-Revenue : 1.72 (As of Dec. 2024)


View and export this data going back to 2021. Start your Free Trial

What is Upstart Holdings Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

Upstart Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was €186.8 Mil. Upstart Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was €1,200.3 Mil. Upstart Holdings's annualized Revenue for the quarter that ended in Dec. 2024 was €807.1 Mil. Upstart Holdings's annualized Debt-to-Revenue for the quarter that ended in Dec. 2024 was 1.72.


Upstart Holdings Debt-to-Revenue Historical Data

The historical data trend for Upstart Holdings's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Upstart Holdings Debt-to-Revenue Chart

Upstart Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Revenue
Get a 7-Day Free Trial 0.37 0.94 1.30 2.17 2.31

Upstart Holdings Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.04 2.08 1.90 1.45 1.72

Competitive Comparison of Upstart Holdings's Debt-to-Revenue

For the Credit Services subindustry, Upstart Holdings's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Upstart Holdings's Debt-to-Revenue Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Upstart Holdings's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Upstart Holdings's Debt-to-Revenue falls into.


;
;

Upstart Holdings Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Upstart Holdings's Debt-to-Revenue for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(186.803 + 1200.283) / 600.536
=2.31

Upstart Holdings's annualized Debt-to-Revenue for the quarter that ended in Dec. 2024 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(186.803 + 1200.283) / 807.052
=1.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Dec. 2024) Revenue data.


Upstart Holdings Debt-to-Revenue Related Terms

Thank you for viewing the detailed overview of Upstart Holdings's Debt-to-Revenue provided by GuruFocus.com. Please click on the following links to see related term pages.


Upstart Holdings Business Description

Traded in Other Exchanges
Address
2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

Upstart Holdings Headlines

No Headlines