SRCE (1st Source) Buyback Yield %: 1.57 (As of Aug. 02, 2026) — 76% Above Median

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SRCE 1st Source Corp SRCE
66 GF Score
Price $89.69
GF Value $69.87
Valuation Modestly Overvalued
! 6 Warning Signs
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What is 1st Source Buyback Yield %?

1st Source SRCE -0.12% 66 Buyback Yield % is 1.57 as of Aug. 02, 2026, which is 76% above its 10-year median of 0.89. GuruFocus rates SRCE with a GF Score™ of 66/100 and a GF Value™ of $69.87 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 593 Banks companies, 1st Source ranks better than 72.34% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

1st Source's current buyback yield was 1.57%.


1st Source Buyback Yield % Historical Data

* Premium members only.

The historical data trend for 1st Source's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1st Source Buyback Yield % Chart

1st Source Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.70 0.52 0.93 0.01 0.91

1st Source Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.64 0.91 2.21 1.73

SRCE vs HAPN, FCF, CHCO: Buyback Yield % Comparison

For the Banks - Regional subindustry, 1st Source's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1st Source Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, 1st Source's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where 1st Source's Buyback Yield % falls into.


SRCE
66GF Score
1st Source Corp SRCE
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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1st Source Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

1st Source's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-13.87 + 0) / 1522.81881
=0.91%

1st Source's annualized Buyback Yield for the quarter that ended in Jun. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-33.925 + 0) / 1963.54902
=1.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 1.57 mean?
1st Source (SRCE) has a Buyback Yield % of 1.57 as of Aug. 02, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on 1st Source and its competitors. This is 76% above median its historical median of 0.89. Over the past decade, 1st Source's Buyback Yield % has ranged from 0.01 to 2.70. According to the industry distribution chart, 1st Source ranks #164 out of 593 companies in the Banks industry, placing it in the top 27.7%.
Is 1st Source's Buyback Yield % too high?
1st Source's current Buyback Yield % of 1.57 is 76% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 2.70. The Banks industry median Buyback Yield % is 0.46. 1st Source's value of 1.57 is 241.3% above this industry median. Based on the distribution chart, 1st Source ranks #164 out of 593 companies in the Banks industry, which is above the industry midpoint. Overall, 1st Source has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1st Source's Buyback Yield % compare to HAPN and FCF?
According to the Banks industry distribution chart, 1st Source ranks #164 out of 593 companies for Buyback Yield %. This puts 1st Source in the upper half of its industry. The industry median Buyback Yield % is 0.46. 1st Source's value of 1.57 is 241.3% above this benchmark. Historically, 1st Source's own Buyback Yield % has ranged from 0.01 to 2.70 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 0.46, 1st Source has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.46, based on 593 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 1st Source's current Buyback Yield % of 1.57 is 241.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on 1st Source and its competitors. For the Banks industry, the median Buyback Yield % is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 1st Source's current Buyback Yield % is 1.57, which is 76% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Source stock overvalued right now?
Based on GuruFocus' analysis, 1st Source (SRCE) is currently considered Modestly Overvalued. The stock's GF Value™ is $69.87, compared to a current price of $89.69 — trading 28.4% above its estimated fair value. The current Buyback Yield % is 1.57, which is 76% above median its 10-year median of 0.89 and 241.3% above the Banks industry median of 0.46. 1st Source's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For 1st Source (SRCE), the current Buyback Yield % is 1.57 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1st Source (SRCE) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Source stock appears to be overvalued. The current stock price of $89.69 is trading 28.4% above its estimated GF Value™ of $69.87. GuruFocus considers 1st Source to be Modestly Overvalued.

Key valuation signals for SRCE:

  • Buyback Yield %: 1.57 (76% above median its 10-year median of 0.89)
  • GF Value™: $69.87 vs. price of $89.69 (28.4% above fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 241.3% above the Banks median (#164 of 593)

No single metric tells the full story. See the SRCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


1st Source Business Description

Address 100 North Michigan Street, South Bend, IN, USA, 46601
1st Source Corp provides specialized financing services for construction equipment, aircraft, and vehicle types through its Specialty Finance activities. The company offers commercial, small business, agricultural, and real estate loans, along with commercial leasing, treasury management, and payment services, including Fedwires, ACH, and merchant services. It also provides Renewable Energy Financing for commercial solar projects, a full range of consumer banking products, Trust and Wealth Advisory Services, and insurance products. The company operates in the commercial banking segment, which provides commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients across its markets.
66GF Score

Get the complete analysis for SRCE

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$89.69
Price
$69.87
GF Value