SRCE (1st Source) Growth Rank: 3 (As of Aug. 16, 2026) — 50% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SRCE 1st Source Corp SRCE
67 GF Score
Price $88.69
GF Value $70.94
Valuation Modestly Overvalued
! 7 Warning Signs
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What is 1st Source Growth Rank?

1st Source SRCE -0.03% 67 Growth Rank is 3 as of Aug. 16, 2026, which is 50% below its 10-year median of 6.00. GuruFocus rates SRCE with a GF Score™ of 67/100 and a GF Value™ of $70.94 (Modestly Overvalued). The stock has 7 warning signs investors should review.

1st Source has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

SRCE vs HAPN, FCF, CHCO: Growth Rank Comparison

For the Banks - Regional subindustry, 1st Source's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

1st Source Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, 1st Source's Growth Rank distribution charts can be found below:

* The bar in red indicates where 1st Source's Growth Rank falls into.


SRCE
67GF Score
1st Source Corp SRCE
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
1st Source (SRCE) has a Growth Rank of 3 as of Aug. 16, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on 1st Source and its competitors. This is 50% below median its historical median of 6.00. Over the past decade, 1st Source's Growth Rank has ranged from 3.00 to 9.00.
Is 1st Source's Growth Rank too high?
1st Source's current Growth Rank of 3 is 50% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 9.00. Overall, 1st Source has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1st Source's Growth Rank compare to HAPN and FCF?
1st Source's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, 1st Source's own Growth Rank has ranged from 3.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on 1st Source and its competitors. 1st Source's current Growth Rank is 3, which is 50% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Source stock overvalued right now?
Based on GuruFocus' analysis, 1st Source (SRCE) is currently considered Modestly Overvalued. The stock's GF Value™ is $70.94, compared to a current price of $88.69 — trading 25% above its estimated fair value. The current Growth Rank is 3, which is 50% below median its 10-year median of 6.00. 1st Source's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For 1st Source (SRCE), the current Growth Rank is 3 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1st Source (SRCE) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Source stock appears to be overvalued. The current stock price of $88.69 is trading 25% above its estimated GF Value™ of $70.94. GuruFocus considers 1st Source to be Modestly Overvalued.

Key valuation signals for SRCE:

  • Growth Rank: 3 (50% below median its 10-year median of 6.00)
  • GF Value™: $70.94 vs. price of $88.69 (25% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the SRCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

1st Source Business Description

Address 100 North Michigan Street, South Bend, IN, USA, 46601
1st Source Corp provides specialized financing services for construction equipment, aircraft, and vehicle types through its Specialty Finance activities. The company offers commercial, small business, agricultural, and real estate loans, along with commercial leasing, treasury management, and payment services, including Fedwires, ACH, and merchant services. It also provides Renewable Energy Financing for commercial solar projects, a full range of consumer banking products, Trust and Wealth Advisory Services, and insurance products. The company operates in the commercial banking segment, which provides commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients across its markets.
67GF Score

Get the complete analysis for SRCE

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$88.69
Price
$70.94
GF Value