SRCE (1st Source) Total Payout Ratio: (As of Sep. 20, 2026)

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SRCE 1st Source Corp SRCE
68 GF Score
Price $85.81
GF Value $71.54
Valuation Modestly Overvalued
! 7 Warning Signs
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What is 1st Source Total Payout Ratio?

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

1st Source's current Total Payout Ratio is .

1st Source Total Payout Ratio Related Terms

1st Source Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for 1st Source's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1st Source Total Payout Ratio Chart

1st Source Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
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1st Source Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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SRCE vs HAPN, FCF, BLX: Total Payout Ratio Comparison

For the Banks - Regional subindustry, 1st Source's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

1st Source Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, 1st Source's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where 1st Source's Total Payout Ratio falls into.


SRCE
68GF Score
1st Source Corp SRCE
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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1st Source Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

1st Source's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-13.87 + 0.133 + -38.43) / 158.277
=0.33

1st Source's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0 + 0.132 + -10.73) / 47.544
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is 1st Source (SRCE) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Source stock appears to be overvalued. The current stock price of $85.81 is trading 19.9% above its estimated GF Value™ of $71.54. GuruFocus considers 1st Source to be Modestly Overvalued.

Key valuation signals for SRCE:

  • Total Payout Ratio:
  • GF Value™: $71.54 vs. price of $85.81 (19.9% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the SRCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

1st Source Business Description

Address 100 North Michigan Street, South Bend, IN, USA, 46601
1st Source Corp provides specialized financing services for construction equipment, aircraft, and vehicle types through its Specialty Finance activities. The company offers commercial, small business, agricultural, and real estate loans, along with commercial leasing, treasury management, and payment services, including Fedwires, ACH, and merchant services. It also provides Renewable Energy Financing for commercial solar projects, a full range of consumer banking products, Trust and Wealth Advisory Services, and insurance products. The company operates in the commercial banking segment, which provides commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients across its markets.
68GF Score

Get the complete analysis for SRCE

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.81
Price
$71.54
GF Value