Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
1st SourceSRCE -0.12%66 FCF Yield % is 9.64 as of Aug. 02, 2026, which is 26% below its 10-year median of 13.01. GuruFocus rates SRCE with a GF Score™ of 66/100 and a GF Value™ of $69.87 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, 1st Source ranks better than 58.72% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
1st Source FCF Yield % Related Terms
1st Source FCF Yield % Historical Data
* Premium members only.
The historical data trend for 1st Source's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, 1st Source's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
1st Source FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, 1st Source's FCF Yield % distribution charts can be found below:
* The bar in red indicates where 1st Source's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
1st Source (SRCE) has a FCF Yield % of 9.64 as of Aug. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on 1st Source and its competitors. This is 26% below median its historical median of 13.01. Over the past decade, 1st Source's FCF Yield % has ranged from 3.66 to 21.74. According to the industry distribution chart, 1st Source ranks #620 out of 1502 companies in the Banks industry, placing it in the top 41.3%.
Is 1st Source's FCF Yield % too high?
1st Source's current FCF Yield % of 9.64 is 26% below median its 10-year median of 13.01. Over the past 10 years, this metric has ranged from a low of 3.66 to a high of 21.74. The Banks industry median FCF Yield % is 7.92. 1st Source's value of 9.64 is 21.8% above this industry median. Based on the distribution chart, 1st Source ranks #620 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, 1st Source has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1st Source's FCF Yield % compare to HAPN and FCF?
According to the Banks industry distribution chart, 1st Source ranks #620 out of 1502 companies for FCF Yield %. This puts 1st Source in the upper half of its industry. The industry median FCF Yield % is 7.92. 1st Source's value of 9.64 is 21.8% above this benchmark. Historically, 1st Source's own FCF Yield % has ranged from 3.66 to 21.74 over the past decade. While the company's 10-year median is 13.01 vs. the industry median of 7.92, 1st Source has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.92, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 1st Source's current FCF Yield % of 9.64 is 21.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on 1st Source and its competitors. For the Banks industry, the median FCF Yield % is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 1st Source's current FCF Yield % is 9.64, which is 26% below median its own 10-year median of 13.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Source stock overvalued right now?
Based on GuruFocus' analysis, 1st Source (SRCE) is currently considered Modestly Overvalued. The stock's GF Value™ is $69.87, compared to a current price of $89.69 — trading 28.4% above its estimated fair value. The current FCF Yield % is 9.64, which is 26% below median its 10-year median of 13.01 and 21.8% above the Banks industry median of 7.92. 1st Source's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For 1st Source (SRCE), the current FCF Yield % is 9.64 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 1st Source (SRCE) Overvalued in 2026?
Based on GuruFocus' analysis, 1st Source stock appears to be overvalued.
The current stock price of $89.69 is trading 28.4% above its estimated GF Value™ of $69.87.
GuruFocus considers 1st Source to be Modestly Overvalued.
Key valuation signals for SRCE:
FCF Yield %: 9.64 (26% below median its 10-year median of 13.01)
GF Value™: $69.87 vs. price of $89.69 (28.4% above fair value)
Industry Position: 21.8% above the Banks median (#620 of 1502)
No single metric tells the full story. See the SRCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
1st Source Corp provides specialized financing services for construction equipment, aircraft, and vehicle types through its Specialty Finance activities. The company offers commercial, small business, agricultural, and real estate loans, along with commercial leasing, treasury management, and payment services, including Fedwires, ACH, and merchant services. It also provides Renewable Energy Financing for commercial solar projects, a full range of consumer banking products, Trust and Wealth Advisory Services, and insurance products. The company operates in the commercial banking segment, which provides commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients across its markets.
66GF Score
Get the complete analysis for SRCE
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SRCE has been successfully added to your 
