SRCE (1st Source) Institutional Ownership: 73.93% (As of Aug. 02, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SRCE 1st Source Corp SRCE
66 GF Score
Price $89.69
GF Value $69.87
Valuation Modestly Overvalued
! 6 Warning Signs
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What is 1st Source Institutional Ownership?

1st Source SRCE -0.12% 66 Institutional Ownership is 73.93% as of Aug. 02, 2026. GuruFocus rates SRCE with a GF Score™ of 66/100 and a GF Value™ of $69.87 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, 1st Source's institutional ownership is 73.93%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, 1st Source's Insider Ownership is 10.42%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, 1st Source's Float Percentage Of Total Shares Outstanding is 60.73%.

1st Source Institutional Ownership Historical Data

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The historical data trend for 1st Source's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1st Source Institutional Ownership Chart

1st Source Historical Data

The historical data trend for 1st Source can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 39.97 39.06 38.97 39.48 39.21 39.48 39.65 39.68 39.69 40.92
SRCE
66GF Score
1st Source Corp SRCE
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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1st Source Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 73.93% mean?
1st Source (SRCE) has a Institutional Ownership of 73.93% as of Aug. 02, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on 1st Source and its competitors.
Is 1st Source's Institutional Ownership too high?
1st Source's current Institutional Ownership is 73.93%. Overall, 1st Source has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1st Source's Institutional Ownership compare to HAPN and FCF?
1st Source's Institutional Ownership of 73.93% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on 1st Source and its competitors. 1st Source's current Institutional Ownership is 73.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Source stock overvalued right now?
Based on GuruFocus' analysis, 1st Source (SRCE) is currently considered Modestly Overvalued. The stock's GF Value™ is $69.87, compared to a current price of $89.69 — trading 28.4% above its estimated fair value. The current Institutional Ownership is 73.93%. 1st Source's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For 1st Source (SRCE), the current Institutional Ownership is 73.93% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1st Source (SRCE) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Source stock appears to be overvalued. The current stock price of $89.69 is trading 28.4% above its estimated GF Value™ of $69.87. GuruFocus considers 1st Source to be Modestly Overvalued.

Key valuation signals for SRCE:

  • Institutional Ownership: 73.93%
  • GF Value™: $69.87 vs. price of $89.69 (28.4% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the SRCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

1st Source Business Description

Address 100 North Michigan Street, South Bend, IN, USA, 46601
1st Source Corp provides specialized financing services for construction equipment, aircraft, and vehicle types through its Specialty Finance activities. The company offers commercial, small business, agricultural, and real estate loans, along with commercial leasing, treasury management, and payment services, including Fedwires, ACH, and merchant services. It also provides Renewable Energy Financing for commercial solar projects, a full range of consumer banking products, Trust and Wealth Advisory Services, and insurance products. The company operates in the commercial banking segment, which provides commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients across its markets.
66GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$89.69
Price
$69.87
GF Value