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1st SourceSRCE -0.12%66 Dividend Yield % is 1.79% as of Aug. 02, 2026, which is 23% below its 10-year median of 2.32. GuruFocus rates SRCE with a GF Score™ of 66/100 and a GF Value™ of $69.87 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,252 Banks companies, 1st Source ranks worse than 79.31% on this metric.
As of today (2026-08-02), the Trailing Annual Dividend Yield of 1st Source is 1.79%.
Warning Sign:
1st Source Corp stock Dividend Yield % is close to 5-year low.
The historical rank and industry rank for 1st Source's Dividend Yield % or its related term are showing as below:
SRCE'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.4 Med: 2.32 Max: 3.96
Current: 1.79
During the past 13 years, the highest Dividend Yield of 1st Source was 3.96%. The lowest was 1.40%. And the median was 2.32%.
SRCE's Dividend Yield % is ranked worse than 79.31% of 1252
companies
in the Banks industry
Industry Median: 2.975
vs SRCE: 1.79
During the past 12 months, 1st Source's average Dividends Per Share Growth Rate was 10.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 6.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 5.70% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 8.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of 1st Source was 16.70% per year. The lowest was 0.50% per year. And the median was 8.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for 1st Source's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SRCE vs HAPN, FCF, CHCO: Dividend Yield % Comparison
For the Banks - Regional subindustry, 1st Source's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
1st Source Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, 1st Source's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where 1st Source's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
1st Source Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.430000
2026-05-05
2026-05-05
2026-05-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.400000
2026-02-03
2026-02-03
2026-02-13
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.400000
2025-11-04
2025-11-04
2025-11-14
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.380000
2025-08-05
2025-08-05
2025-08-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
1st Source's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
1.61
/
89.69
=
1.80 %
Current Share Price is $89.69. 1st Source's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.61.
1st Source's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
1.72
/
89.69
=
1.92 %
Current Share Price is $89.69. 1st Source's Dividends per Share for the forward twelve months is calculated as $0.43 * 4 = $1.72.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
1st Source (SRCE) has a Dividend Yield % of 1.79% as of Aug. 02, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on 1st Source and its competitors. This is 23% below median its historical median of 2.32. Over the past decade, 1st Source's Dividend Yield % has ranged from 1.40 to 3.96. According to the industry distribution chart, 1st Source ranks #993 out of 1252 companies in the Banks industry, placing it in the top 79.3%.
Is 1st Source's Dividend Yield % too high?
1st Source's current Dividend Yield % of 1.79% is 23% below median its 10-year median of 2.32. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 3.96. The Banks industry median Dividend Yield % is 2.98. 1st Source's value of 1.79% is 39.8% below this industry median. Based on the distribution chart, 1st Source ranks #993 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, 1st Source has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1st Source's Dividend Yield % compare to HAPN and FCF?
According to the Banks industry distribution chart, 1st Source ranks #993 out of 1252 companies for Dividend Yield %. This places 1st Source in the lower half of its industry. The industry median Dividend Yield % is 2.98. 1st Source's value of 1.79% is 39.8% below this benchmark. Historically, 1st Source's own Dividend Yield % has ranged from 1.40 to 3.96 over the past decade. While the company's 10-year median is 2.32 vs. the industry median of 2.98, 1st Source has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.98, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 1st Source's current Dividend Yield % of 1.79% is 39.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on 1st Source and its competitors. For the Banks industry, the median Dividend Yield % is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 1st Source's current Dividend Yield % is 1.79%, which is 23% below median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Source stock overvalued right now?
Based on GuruFocus' analysis, 1st Source (SRCE) is currently considered Modestly Overvalued. The stock's GF Value™ is $69.87, compared to a current price of $89.69 — trading 28.4% above its estimated fair value. The current Dividend Yield % is 1.79%, which is 23% below median its 10-year median of 2.32 and 39.8% below the Banks industry median of 2.98. 1st Source's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For 1st Source (SRCE), the current Dividend Yield % is 1.79% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 1st Source (SRCE) Overvalued in 2026?
Based on GuruFocus' analysis, 1st Source stock appears to be overvalued.
The current stock price of $89.69 is trading 28.4% above its estimated GF Value™ of $69.87.
GuruFocus considers 1st Source to be Modestly Overvalued.
Key valuation signals for SRCE:
Dividend Yield %: 1.79% (23% below median its 10-year median of 2.32)
GF Value™: $69.87 vs. price of $89.69 (28.4% above fair value)
Industry Position: 39.8% below the Banks median (#993 of 1252)
No single metric tells the full story. See the SRCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
1st Source Corp provides specialized financing services for construction equipment, aircraft, and vehicle types through its Specialty Finance activities. The company offers commercial, small business, agricultural, and real estate loans, along with commercial leasing, treasury management, and payment services, including Fedwires, ACH, and merchant services. It also provides Renewable Energy Financing for commercial solar projects, a full range of consumer banking products, Trust and Wealth Advisory Services, and insurance products. The company operates in the commercial banking segment, which provides commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients across its markets.
66GF Score
Get the complete analysis for SRCE
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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