AUB Group (ASX:AUB) Cash Conversion Cycle: 55.28 (As of Dec. 2025)


ASX:AUB AUB Group Ltd ASX:AUB
81 GF Score
Price A$28.64
GF Value A$49.21
Valuation Possible Value Trap
! 5 Warning Signs
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What is AUB Group Cash Conversion Cycle?

AUB Group ASX:AUB +0.92% 81 Cash Conversion Cycle is 55.28 as of Dec. 2025. GuruFocus rates ASX:AUB with a GF Score™ of 81/100 and a GF Value™ of A$49.21 (Possible Value Trap). The stock has 5 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

AUB Group's Days Sales Outstanding for the six months ended in Dec. 2025 was 55.28.
AUB Group's Days Inventory for the six months ended in Dec. 2025 was .
AUB Group's Days Payable for the six months ended in Dec. 2025 was .
Therefore, AUB Group's Cash Conversion Cycle (CCC) for the six months ended in Dec. 2025 was 55.28.


AUB Group  (ASX:AUB) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


AUB Group Cash Conversion Cycle Related Terms


AUB Group Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for AUB Group's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AUB Group Cash Conversion Cycle Chart

AUB Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.91 78.08 106.23 67.37 12.91

AUB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 113.87 49.15 53.94 47.77 55.28

ASX:AUB vs MRSH, AON, AJG: Cash Conversion Cycle Comparison

For the Insurance Brokers subindustry, AUB Group's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AUB Group Cash Conversion Cycle vs Insurance Industry

For the Insurance industry and Financial Services sector, AUB Group's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where AUB Group's Cash Conversion Cycle falls into.


ASX:AUB
81GF Score
AUB Group Ltd ASX:AUB
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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AUB Group Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

AUB Group's Cash Conversion Cycle for the fiscal year that ended in Jun. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=12.91+-
=12.91

AUB Group's Cash Conversion Cycle for the quarter that ended in Dec. 2025 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=55.28+-
=55.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 55.28 mean?
AUB Group (ASX:AUB) has a Cash Conversion Cycle of 55.28 as of Dec. 2025. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on AUB Group and its competitors.
Is AUB Group's Cash Conversion Cycle too high?
AUB Group's current Cash Conversion Cycle is 55.28. The Insurance industry median Cash Conversion Cycle is 7.68. AUB Group's value of 55.28 is 620.3% above this industry median. Overall, AUB Group has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AUB Group's Cash Conversion Cycle compare to MRSH and AON?
AUB Group's Cash Conversion Cycle of 55.28 can be compared against companies in the Insurance industry. The industry median Cash Conversion Cycle is 7.68. AUB Group's value of 55.28 is 620.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for an Insurance company?
The median Cash Conversion Cycle among Insurance companies is 7.68, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AUB Group's current Cash Conversion Cycle of 55.28 is 620.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on AUB Group and its competitors. For the Insurance industry, the median Cash Conversion Cycle is 7.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AUB Group's current Cash Conversion Cycle is 55.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AUB Group stock overvalued right now?
Based on GuruFocus' analysis, AUB Group (ASX:AUB) is currently considered Possible Value Trap. The stock's GF Value™ is A$49.21, compared to a current price of A$28.64 — trading 41.8% below its estimated fair value. The current Cash Conversion Cycle is 55.28 and 620.3% above the Insurance industry median of 7.68. AUB Group's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For AUB Group (ASX:AUB), the current Cash Conversion Cycle is 55.28 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AUB Group (ASX:AUB) Overvalued in 2026?

Based on GuruFocus' analysis, AUB Group stock appears to be undervalued. The current stock price of A$28.64 is trading 41.8% below its estimated GF Value™ of A$49.21. GuruFocus considers AUB Group to be Possible Value Trap.

Key valuation signals for ASX:AUB:

  • Cash Conversion Cycle: 55.28
  • GF Value™: A$49.21 vs. price of A$28.64 (41.8% below fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 620.3% above the Insurance median

No single metric tells the full story. See the ASX:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AUB Group Business Description

Other Exchanges A5H:Germany
Address 141 Walker Street, Level 14, North Sydney, Sydney, NSW, AUS, 2060
AUB Group is the second-largest general insurance broker network in Australia and New Zealand. It has an ownership in brokerage businesses that collectively write over AUD 5 billion in premiums. It also owns equity stakes in 35 underwriting agencies. AUB derives revenue from commissions (from insurers, ultimately paid for by AUB's customers), based on gross written premium from agencies it owns, and a share of profits from associates and joint ventures. GWP is split among personal (3%), small to medium enterprises (70%), and corporates (27%).
81GF Score

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Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$28.64
Price
A$49.21
GF Value