AUB GroupASX:AUB +0.07%85 FCF Margin % is 13.29% as of Dec. 2025, which is 47% below its 10-year median of 25.11. GuruFocus rates ASX:AUB with a GF Score™ of 85/100 and a GF Value™ of A$49.04 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 502 Insurance companies, AUB Group ranks better than 79.88% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AUB Group's Free Cash Flow for the
six
months ended in Dec. 2025 was A$71 Mil. AUB Group's Revenue for the
six
months ended in Dec. 2025 was A$535 Mil. Therefore, AUB Group's FCF Margin % for the quarter that ended in Dec. 2025 was 13.29%.
The historical rank and industry rank for AUB Group's FCF Margin % or its related term are showing as below:
ASX:AUB'
s FCF Margin % Range Over the Past 10 Years
Min: 8.75 Med: 25.11 Max: 36.93
Current: 24.49
During the past 13 years, the highest FCF Margin % of AUB Group was 36.93%. The lowest was 8.75%. And the median was 25.11%.
ASX:AUB's FCF Margin % is ranked better than 79.88% of 502
companies
in the Insurance industry
Industry Median: 9.63
vs ASX:AUB: 24.49
AUB Group FCF Margin % Related Terms
AUB Group FCF Margin % Historical Data
* Premium members only.
The historical data trend for AUB Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:AUB vs MRSH, AON, AJG: FCF Margin % Comparison
For the Insurance Brokers subindustry, AUB Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AUB Group FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AUB Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where AUB Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AUB Group (ASX:AUB) has a FCF Margin % of 13.29% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AUB Group and its competitors. This is 47% below median its historical median of 25.11. Over the past decade, AUB Group's FCF Margin % has ranged from 8.75 to 36.93. According to the industry distribution chart, AUB Group ranks #101 out of 502 companies in the Insurance industry, placing it in the top 20.1%.
Is AUB Group's FCF Margin % too high?
AUB Group's current FCF Margin % of 13.29% is 47% below median its 10-year median of 25.11. Over the past 10 years, this metric has ranged from a low of 8.75 to a high of 36.93. The Insurance industry median FCF Margin % is 9.63. AUB Group's value of 13.29% is 38% above this industry median. Based on the distribution chart, AUB Group ranks #101 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, AUB Group has a GF Score™ of 85/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AUB Group's FCF Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, AUB Group ranks #101 out of 502 companies for FCF Margin %. This places AUB Group in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.63. AUB Group's value of 13.29% is 38% above this benchmark. Historically, AUB Group's own FCF Margin % has ranged from 8.75 to 36.93 over the past decade. While the company's 10-year median is 25.11 vs. the industry median of 9.63, AUB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AUB Group's current FCF Margin % of 13.29% is 38% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AUB Group and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AUB Group's current FCF Margin % is 13.29%, which is 47% below median its own 10-year median of 25.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AUB Group stock overvalued right now?
Based on GuruFocus' analysis, AUB Group (ASX:AUB) is currently considered Possible Value Trap. The stock's GF Value™ is A$49.04, compared to a current price of A$28.06 — trading 42.8% below its estimated fair value. The current FCF Margin % is 13.29%, which is 47% below median its 10-year median of 25.11 and 38% above the Insurance industry median of 9.63. AUB Group's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AUB Group (ASX:AUB), the current FCF Margin % is 13.29% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AUB Group (ASX:AUB) Overvalued in 2026?
Based on GuruFocus' analysis, AUB Group stock appears to be undervalued.
The current stock price of A$28.06 is trading 42.8% below its estimated GF Value™ of A$49.04.
GuruFocus considers AUB Group to be Possible Value Trap.
Key valuation signals for ASX:AUB:
FCF Margin %: 13.29% (47% below median its 10-year median of 25.11)
GF Value™: A$49.04 vs. price of A$28.06 (42.8% below fair value)
Industry Position: 38% above the Insurance median (#101 of 502)
No single metric tells the full story. See the ASX:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AUB Group is the second-largest general insurance broker network in Australia and New Zealand. It has an ownership in brokerage businesses that collectively write over AUD 5 billion in premiums. It also owns equity stakes in 35 underwriting agencies. AUB derives revenue from commissions (from insurers, ultimately paid for by AUB's customers), based on gross written premium from agencies it owns, and a share of profits from associates and joint ventures. GWP is split among personal (3%), small to medium enterprises (70%), and corporates (27%).
85GF Score
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